38 Windsor Circle

Town, Niagara-on-the-Lake · MLS® X12613546

342

Townhouse · Single Family · 319 days on market

listed by HOAI NAM Do, EXP REALTY

realtor's description

EXPERIENCE REFINED LIVING at 38 Windsor Circle near Old Town NOTL. This 2-storey townhome offers 9-ft ceilings, a quartz island kitchen, 3 bedrooms upstairs with convenient laundry, and a fully finished basement with a 4-pc bath. Step outside to your private deck and yard, or stroll to boutique shops, dining, and World-renowned Wineries. Complete with garage parking and tasteful finishes, this home is ready for its next chapter!

property details

type: Townhouse, Single Family
bedrooms: 3
bathrooms: 4
parking: 2
property tax: $4,970 / yr
days on market: 319
MLS®: X12613546

features

Carpet Free

monthly cost

$3,464/mo

Mortgage $3,049 · Tax $414

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$3,049/ monthly

loan $559,920

25-year amortization

down payment20% · $139,98020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 24, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $354,899
cash to close: $139,980; down payment; transfer tax and fees not included
total paid: $914,819

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.