381 14th Street W

Owen Sound · MLS® X13134370

312

House · Single Family · 162 days on market

listed by RON DOWNS, Royal LePage RCR Realty

realtor's description

Charming home on Owen Sound's west Side. This 1.5 storey 3 bed 1 bath home is perfect for first timer buyers or investors. Conveniently situated near parks and the lovely Owen Sound harbour, this sweet home has a large fenced yard with a brand new charming mennonite built garden shed with hydro. A short walk to Kelso beach or the shops of downtown. Enter through the large sunny 3 Season porch into a large main floor open living/dining area. Off the galley kitchen is a convenient laundry/mud room that leads to the spacious yard. A nice sized bedroom is off this area. Upstairs are two charming beds and a 4 piece bath. Laneway space for 2 cars.

property details

type: House, Single Family
bedrooms: 3
bathrooms: 1
parking: 2
property tax: $2,702 / yr
days on market: 162
MLS®: X13134370

features

Washer
Refrigerator
Stove
Dryer

monthly cost

$1,793/mo

Mortgage $1,568 · Tax $225

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$1,568/ monthly

loan $287,920

25-year amortization

down payment20% · $71,98020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 24, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $182,495
cash to close: $71,980; down payment; transfer tax and fees not included
total paid: $470,415

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.