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386 Bear Road
homes for sale · Georgina Islands · Georgina Island
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$699,000

386 Bear Road

Georgina Island, Georgina Islands · MLS® N13690844

648

House · Single Family · 66 days on market

listed by CHARMAINE KLAWITER, REMAX YOUR COMMUNITY REALTY

realtor's description

Exceptional Georgina Island waterfront living on Lake Simcoe! Meticulously maintained & move-in ready! This approximately 3200 sq. ft. two storey cottage offers quiet privacy, luxurious living &, with 6 bedrooms, 4 bathrooms & two huge great rooms, space for family & friends. Accessible by either boat or a dedicated car/passenger ferry (see attached ferry schedule), the property has about 120 ft of waterfront & over 70 ft of composite/aluminum dock with a southern exposure, calm, clear & weed-free shallow water entry for easy boating, swimming, paddle-boarding, kayaking & canoeing. Lake views are fabulous, from inside through the floor-to-ceiling walls of windows on both levels and outside from sunny & shady spots on lawns large enough for games of all sorts. There is a lovely perennial rock garden by the large driveway off the well-cared for road as well as a double-door oversize garage with 100 amp electrical service, finished interior walls, room for 2 vehicles, lots of workshop space and a bonus finished loft above with a foosball table for more cottage fun. The cottage itself has 200 amp service with a whole-home surge protector & a 22kw Generac generator with automatic transfer which covers everything. For comfort, there is forced-air propane heating & central a/c & a HRV for always fresh indoor air. Some other top features: -excellent water treatment system with filtration & UV disinfection -LED potlights on main & upper level/ wood, slate & stone floors -vaulted ceilings on upper level -kitchen with stainless appliances & 2 walk in pantries -central vac with kitchen toe-kick -a dedicated propane line for the included Napoleon bbq on upper deck -Smart thermostat for remote control -Denon multi-speaker sound system -dedicated finished laundry room with laundry sink -new roofs (house & garage) 2023 -new hot water tank (2024) & new water softener (2025). Current land lease until 2056 with irrevocable option to renew until 2105!

property details

type
House, Single Family
bedrooms
6
bathrooms
4
parking
8
property tax
$5,324 / yr
days on market
66
MLS®
N13690844

features

  • Carpet Free
  • Fishing
  • Refrigerator
  • Water purifier
  • Water softener
  • Hot Tub

monthly cost

$3,489/mo
Mortgage $3,045 · Tax $444

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment
$3,045/ monthly
loan $559,200
25-year amortization
total interest
$354,443
cash to close
$139,800
down payment; transfer tax and fees not included
total paid
$913,643

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.

location

Georgina Island, Georgina IslandsGoogle Maps ↗

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listed by
CHARMAINE KLAWITER
REMAX YOUR COMMUNITY REALTY
call CHARMAINE · 905-476-4337
Powered by: REALTOR.ca
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location

Georgina Island, Georgina IslandsGoogle Maps ↗
0

Walkability 0/100 · Car needed for most errands

Nothing everyday within a 10 minute walk.

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