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Pemberton Holmes Ltd.

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3871 Cactus Pl
homes for sale · Metchosin · Albert Head
3871 Cactus Pl — photo 1 of 40
1 / 40
$3,299,999

3871 Cactus Pl

Albert Head, Metchosin · MLS® 1052205

436

4,309 sq ft · 1.07 acres lot · House · Single Family · built 1981 · 15 days on market

listed by Greg Killip, Maxxam Realty Ltd.

realtor's description

Perched high upon a hilltop overlooking the ocean and city sits this unique European villa with Bavarian, Austrian and German architectural influences. At the heart of the home stands a magnificent Bavarian-style Kachelofen, a traditional European ceramic-tiled masonry stove reflecting the home's rich Alpine architectural influences. Outside, the covered terrace can be enjoyed year-round for entertaining or dining and is easily heated by the outdoor fireplace. The entire second floor is the primary suite, looking out across the Juan de Fuca Strait. This home was completely reconstructed in the late 1990s and has so many wonderful nuances. One can sit for hours watching the waters below stretch toward the Olympic Mountains. Enjoy the great room's fireplace, with its Tuscan and Spanish-inspired plasterwork. Stepping into this home is like being transported to Europe. Downstairs, you will find separate accommodation with its own entrance, ideal for guests or as rental income.

similar homes nearby

property details

type
House, Single Family
bedrooms
4
bathrooms
3
living area
4,309 sq ft
lot
1.07 acres
parking
6
year built
1981
property tax
$7,846 / yr
days on market
15
MLS®
1052205

features

  • Cul-de-sac
  • Private setting
  • Refrigerator
  • Range - Electric
  • Dishwasher
  • Dryer

monthly cost

$15,178/mo
Mortgage $14,524 · Tax $654

20% down at 4.44% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment
$14,524/ monthly
loan $2,639,999
25-year amortization
total interest
$1,717,126
property transfer tax
$83,000
BC general rate
cash to close
$743,000
down + PTT
total paid
$4,357,126
transfer tax

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer. Transfer tax: 1% to $200k, 2% to $2M, 3% to $3M, 5% above. First-time buyers pay nothing on the first $500k for homes up to $835k (phasing out by $860k); newly built homes are exempt up to $1.1M (phasing out by $1.15M). Both need Canadian citizenship or permanent residence and other conditions; the 20% foreign buyer tax applies in Metro Vancouver, the Fraser Valley, the Capital Region, Central Okanagan and Nanaimo.

if you rented it out

suite rent
$2,190/mo
your cost after the suite
$13,338/mo
vs $15,353 without it

Costs: mortgage $14,524 · tax $654 · insurance ~$175 · vacancy 3% · upkeep 5%.

Suite rent is today's market rent for a 1-bedroom in Metchosin: CMHC's average there ($1,874) raised by what new tenants pay against everyone in the Victoria area, then down 1% with Victoria's asking rents, 2025 Q4 → 2026 Q2. (CMHC Rental Market Survey, October 2025; CMHC Rental Market Report 2025, table 6.0 (rents on units that turned over to a new tenant); trend: Statistics Canada.) Houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords
  • Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
  • Rent increases are capped once a year at the province's set amount. gov.bc.ca
  • The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
  • Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca

schools

Catchment schools, Sooke School District 62

  • Elementary Hans Helgesen Elementaryhomes in this catchment

    5.0 km away · 4983 Rocky Point Rd, Victoria · 250-478-3431

  • Middle Dunsmuir Middle Schoolhomes in this catchment

    3.1 km away · 3341 Painter Rd, Victoria · 250-478-5548

  • Secondary Ecole Royal Bay Secondaryhomes in this catchment

From the Sooke School District 62's published catchment maps. A catchment gives priority, not a guaranteed seat, and French immersion and choice programs work differently. The district confirms catchment: check with its school locator.

Keep private notes and ratings on homes you're considering. (email only) and they follow you to every device.

listed by
Greg Killip
Maxxam Realty Ltd.
contact the listing agent
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▶ virtual tour

location

Albert Head, MetchosinGoogle Maps ↗

property tax by year

yearassessedest. tax
2026$2,018,000$7,846

The listing shows $7,846 a year in property tax.

Estimate: the BC Assessment value times Metchosin's residential tax rate for that year (Province of BC, local government statistics). Leaves out the home owner grant, parcel taxes and utility charges; the city's tax notice is the real figure.

the market here

listed now
65 days
median for 14 houses for sale; this one 15 days

Houses in Metchosin. Sale prices register 1 to 3 months after a sale closes.

nothing comparable on the market right now.

location

lot outline: 4,330 m² (46,608 sq ft) · PID 000-291-790. from ParcelMap BC; property lines are approximate, a survey is the legal boundary.

Albert Head, MetchosinGoogle Maps ↗
Drive times
  • Royal Bay Secondary7 min
  • Sangster Elementary8 min
  • Royal Roads University - Langford Campus15 min
  • Victoria General Hospital21 min
  • Downtown Victoria30 min
  • YYJ airport47 min
9

Walkability 9/100 · Car needed for most errands

Within a 10 minute walk: 5 parks and playgrounds, 14 transit stops.

mihom score from OpenStreetMap places, by straight line distance.

good to know

  • Wildfire

    The BC Wildfire Service rates Langford's wildland urban interface as risk class 1 of 5 (the highest class). Some insurers price for wildfire, and FireSmart BC has a free home assessment guide.

    Source: BC Wildfire Service, WUI risk class and fire perimeters

From public government maps, matched to the listing's map pin. Maps can be out of date or miss a lot line; confirm with the municipality.