39 Credit Lane

Jefferson, Richmond Hill · MLS® N13461374

442

Townhouse · Single Family · 128 days on market

listed by STANLEY WONG, HOMELIFE FRONTIER REALTY INC.

realtor's description

Branded new 4 bedrooms with 2 car garages. Open balcony and Terrace and a roof top Terrace. 10' ceiling on Living / Dining area, Electric fireplace, large eat in kitchen with wood floor throughout. Direct excess to open balcony overlooking the ravine nature. This lovely Family home comes with upgrade appliance, soft closing cabinets, rough in for gas stove, under cabinet lighting, hardwood floor on living / dining area.

property details

type: Townhouse, Single Family
bedrooms: 4
bathrooms: 4
parking: 2
property tax: $5,350 / yr
days on market: 128
MLS®: N13461374

features

Conservation/green belt
In-Law Suite
Washer
Dishwasher
Stove
Dryer

monthly cost

$5,583/mo

Mortgage $5,137 · Tax $446

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$5,137/ monthly

loan $943,200

25-year amortization

down payment20% · $235,80020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 24, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $597,837
cash to close: $235,800; down payment; transfer tax and fees not included
total paid: $1,541,037

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.