398 Olive Avenue

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$849,900

398 Olive Avenue

Central, Oshawa · MLS® E13736056

524

House · Multi-family · 52 days on market

listed by Janina Majerczyk, Royal LePage Frank Real Estate

realtor's description

Legal duplex built in 2019, ideal for investment with no rent control, the property offers flexibility for market based increases. Upper unit features 3 bedrooms,4 pc washroom, spacious kitchen with quartz counters, living room with walk out to a patio and ensuite laundry. Lower unit features 2 bedroom apartment with walk out to yard, ensuite laundry and 4 pc bathroom. Tenants pay for all utilities.

property details

type: House, Multi-family
bedrooms: 5
bathrooms: 2
parking: 4
property tax: $6,333 / yr
days on market: 52
MLS®: E13736056

monthly cost

$4,231/mo

Mortgage $3,703 · Tax $528

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$3,703/ monthly

loan $679,920

25-year amortization

down payment20% · $169,98020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 24, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $430,960
cash to close: $169,980; down payment; transfer tax and fees not included
total paid: $1,110,880

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.