4 WILLOW Street Unit# 1104

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$599,000

4 WILLOW Street Unit# 1104

Uptown Waterloo/North Ward, Waterloo · MLS® 40858924

221

1,210 sq ft · Condo · Single Family · built 1989 · 50 days on market

listed by Freda Gilmour, Re/Max Twin City Realty Inc.

Open house · Sunday, October 25, 2pm–3pm

realtor's description

OPEN HOUSE SUNDAY OCTOBER 25TH 2-3;30 !! Welcome to your beautifully renovated retreat in the heart of Uptown Waterloo in one of the most premier condo buildings that Waterloo has to offer! This spacious 2 bedroom, 2 bath, 1210 sq ft modern condo features engineered maple hardwood floors throughout and an open concept design that seamlessly connects the modern kitchen and living area. Enjoy abundant natural lighting from the south facing windows. The stylish bathrooms have been tastefully updated with new glass showers, cabinetry, lighting and mirrors. With a new furnace installed in 2019 you can relax in year round comfort. The washer/dryer unit was also recently purchased (2026) The 2nd bedroom has had frosted pocket doors installed. As a resident, you will have access to fantastic amenities, including an indoor pool with patio and lounge area, sauna, exersize room, party room and billiard room. Located just a short stroll away from an array of patio restaurants, shopping and a vibrant downtown scene. This fantastic condo offers the ultimate urban lifestyle! Dont miss your chance to call this condo your new home!

property details

type: Condo, Single Family
bedrooms: 2
bathrooms: 2
living area: 1,210 sq ft
parking: 1
year built: 1989
property tax: $4,053 / yr
strata fee: $928 / mo ($0.77 / sq ft)
days on market: 50
MLS®: 40858924

buying in a building from 1982 to 2000: what to read first

features

Southern exposure
Balcony
No Pet Home
Automatic Garage Door Opener
Community Centre
Washer

monthly cost

$3,875/mo

Mortgage $2,610 · Tax $338 · Strata $928

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing; strata fee from the listing.

estimated payment

$2,610/ monthly

loan $479,200

25-year amortization

down payment20% · $119,80020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 24, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $303,736
cash to close: $119,800; down payment; transfer tax and fees not included
total paid: $782,936

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.