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40 WATER Street
homes for sale · St. Jacobs · St Jacobs/Floradale/W.Montrose
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$795,000

40 WATER Street

St Jacobs/Floradale/W.Montrose, St. Jacobs · MLS® 40873562

335

2,128 sq ft · House · Single Family · built 1975 · listed today

listed by HELEN FIDLER, RE/MAX SOLID GOLD REALTY (II) LTD.

realtor's description

St. Jacobs is famous for its bustling Farmers’ Market, but when the holidays arrive, the Village takes on a magic of its own. The beloved St. Jacobs Sparkles holiday shopping event transforms its historic streets into a winter wonderland of twinkling lights, live carollers, and horse-drawn wagon rides. Year-round, the Village is a destination for its charming boutiques, restaurants, and local favourites like Stone Crock, Block Three Brewing, The Weathered Gate, and La Crème. Rich in history and character, St. Jacobs is also the birthplace of Home Hardware. Now imagine having all that small-town charm, culture, and excitement at your fingertips, while enjoying the peace and beauty of scenic walking trails along the Conestogo River, just steps from your front door. This Cape Cod–style home sits on a fully fenced 66 by 132 foot private lot with Perennial gardens beautifully framing the property. The main floor has a beautiful layout with a spacious living room, a dining room, an eat-in kitchen, a powder room and a main floor bedroom. Garden doors in the kitchen open straight onto the backyard, but the best features are the granite countertops and the coffee bar Upstairs there are two more bedrooms and a trendy fully renovated bathroom with a deep tub. In the basement, the large rec room has a gorgeous fireplace, along with a three-piece bathroom and a laundry room. Enjoy upgrades like a huge shed, gutter guards, a steel roof installed by High-Grade Roofing, upgraded attic insulation and updated vinyl windows throughout. Enjoy the charm of village living, with shops, restaurants, a library and a community center just steps away. Stroll along the River and get to know some of the friendliest neighbours you'll ever meet in one of the most coveted areas of Ontario.

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property details

type
House, Single Family
bedrooms
3
bathrooms
3
living area
2,128 sq ft
parking
5
year built
1975
property tax
$4,611 / yr
days on market
0
MLS®
40873562

features

  • Conservation/green belt
  • Paved driveway
  • Automatic Garage Door Opener
  • Quiet Area
  • School Bus
  • Washer

monthly cost

$3,848/mo
Mortgage $3,464 · Tax $384

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment
$3,464/ monthly
loan $636,000
25-year amortization
total interest
$403,122
cash to close
$159,000
down payment; transfer tax and fees not included
total paid
$1,039,122

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.

Keep private notes and ratings on homes you're considering. (email only) and they follow you to every device.

listed by
HELEN FIDLER
RE/MAX SOLID GOLD REALTY (II) LTD.
call HELEN · 519-500-8383
Powered by: REALTOR.ca
▶ virtual tour

location

St Jacobs/Floradale/W.Montrose, St. JacobsGoogle Maps ↗

location

St Jacobs/Floradale/W.Montrose, St. JacobsGoogle Maps ↗
0

Walkability 0/100 · Car needed for most errands

Nothing everyday within a 10 minute walk.

mihom score from OpenStreetMap places, by straight line distance.

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31
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