401 Elgin St Street E

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$724,000

401 Elgin St Street E

O'Neill, Oshawa · MLS® E13604454

424

House · Single Family · 92 days on market

listed by RABEL BHIMANI, RE/MAX REAL ESTATE CENTRE INC.

realtor's description

Very Well Kept North Facing Detached House In Quite Neighborhood Of Oshawa. This House Features 3 Bedrooms Above Ground & 1 Bedroom In Basement.Room On Main Floor For Convenience. Upgraded White Kitchen Cabinets. Upgraded Doors. Potlights & Living Area. Basement Features Side Entrance, 1 Bedroom, Kitchen & 3 Piece Washroom. Owned Hot Water, Newer Furnace, Vinyl Windows. Updated Upstairs Bathroom. New Basement Flooring (2021), Deck In Backyard (2023). New Extended Driveway, 4 Car Parking Spots. Enjoy BBQ In Huge Backyard With Your Family. Nestled In A Prime Oshawa Location Close To Schools, Parks, Shopping, And Transit,Costco. This Move-In-Ready Gem Is A Must-See.

property details

type: House, Single Family
bedrooms: 4
bathrooms: 2
parking: 4
property tax: $4,284 / yr
days on market: 92
MLS®: E13604454

features

Washer
Refrigerator
Dishwasher
Stove
Dryer
Water Heater

monthly cost

$3,511/mo

Mortgage $3,154 · Tax $357

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$3,154/ monthly

loan $579,200

25-year amortization

down payment20% · $144,80020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 24, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $367,120
cash to close: $144,800; down payment; transfer tax and fees not included
total paid: $946,320

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.