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4031 Crystal Beach Hill Lane
homes for sale · Fort Erie · Crystal Beach
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$699,900

4031 Crystal Beach Hill Lane

Crystal Beach, Fort Erie · MLS® X13585180

624

House · Single Family · 96 days on market

listed by Phillip Smith, ROYAL LEPAGE NRC REALTY

realtor's description

Welcome to the Crystal Beach Hill Cottagers Association-a private, gated enclave of just 43 cottages perched along the stunning, sandy shores of Lake Erie. This classic, well-maintained century cottage offers space for the whole family, delivering a million-dollar view and a beachside lifestyle at a fraction of the price! Brimming with original woodwork and nostalgia, the home is currently set up as a duplex, boasting a minimum of six bedrooms, two kitchens, two living rooms, two washrooms, and a newer roof for solid structural peace of mind. Best of all, two-tiered front porches afford panoramic, unparalleled views of the beach and bay. Access is a true coastal escape, walking up three to four flights of stairs over the hill to reach your secluded retreat. The Hill Association is a sanctuary like no other-private and serene, yet minutes from local shops and dining, with private beach access via an association right-of-way. Ownership is secured through a corporate share transfer granting exclusive use of your cottage, surrounding land, and parking access, alongside a partial interest in adjacent land leased long-term to the Town of Fort Erie, which keeps annual association fees remarkably low ($1,000-$1,800/year; taxes under $2,500/year). Fees conveniently cover security, maintenance, beach cleanup, insurance, and garbage pickup. Because of this unique structure, properties here are rarely available and typically non-mortgageable. Please note: Association rules do not permit the use of these cottages as short term rentals. Connected to town water, sewer, and natural gas, this property is available with year-round access. Picture your family running along the beach, visiting neighbors, dining on the porch, and gathering around late-night campfires under the stars. It's far more than four walls-it is a rare heritage lifestyle waiting to be lived.

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property details

type
House, Single Family
bedrooms
6
bathrooms
2
parking
4
property tax
$2,468 / yr
days on market
96
MLS®
X13585180

features

  • Irregular lot size
  • Sloping
  • Hilly
  • Carpet Free
  • In-Law Suite
  • Water meter

monthly cost

$3,255/mo
Mortgage $3,049 · Tax $206

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment
$3,049/ monthly
loan $559,920
25-year amortization
total interest
$354,899
cash to close
$139,980
down payment; transfer tax and fees not included
total paid
$914,819

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.

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listed by
Phillip Smith
ROYAL LEPAGE NRC REALTY
call Phillip · 289-402-8156
Powered by: REALTOR.ca

location

Crystal Beach, Fort ErieGoogle Maps ↗

location

Crystal Beach, Fort ErieGoogle Maps ↗
0

Walkability 0/100 · Car needed for most errands

Nothing everyday within a 10 minute walk.

mihom score from OpenStreetMap places, by straight line distance.

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