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$329,000

404 - 45 Westmount Road N

Waterloo · MLS® X13504148

211

Condo · Single Family · 116 days on market

listed by ANDREEA PAVLOV, PROPERTY.CA INC.

realtor's description

Bright and spacious 2-bedroom condo in the heart of Waterloo. This corner unit boasts a bright, spacious layout with large windows, filling the space with natural light. The larger semi-enclosed sunroom is perfect for relaxing. The bedrooms are generously sized with ample closet space. Located right across from Westmount Place Mall, this condo offers easy access to multiple bus routes, and the LRT, and is just minutes from Uptown Waterloo, making commuting a breeze. Steps away from shopping, public transit, and Waterloos universities, this home is move-in-ready and ideal for first-time buyers, investors, or those looking to downsize. The unit comes with one underground parking and locker. This building offers ample parking, and condo fees cover all utilities (heat, hydro, and water).

property details

type: Condo, Single Family
bedrooms: 2
bathrooms: 1
parking: 1
property tax: $2,348 / yr
strata fee: $974 / mo
strata rules: Pets Allowed With Restrictions
days on market: 116
MLS®: X13504148

features

Pets Allowed With Restrictions

monthly cost

$2,603/mo

Mortgage $1,433 · Tax $196 · Strata $974

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing; strata fee from the listing.

estimated payment

$1,433/ monthly

loan $263,200

25-year amortization

down payment20% · $65,80020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 24, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $166,826
cash to close: $65,800; down payment; transfer tax and fees not included
total paid: $430,026

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.