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Pemberton Holmes Ltd.

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4157 Jagat Pl
homes for sale · Saanich · Lake Hill
4157 Jagat Pl — photo 1 of 40
1 / 40
$1,839,000

4157 Jagat Pl

Lake Hill, Saanich · MLS® 1052007

554

2,671 sq ft · 7,181 sq ft lot · House · Single Family · built 2021 · 17 days on market

listed by Manbir Samra, Pemberton Holmes Ltd. - Oak Bay

realtor's description

Welcome to 4157 Jagat Place, a 2021 home with finishes hand-picked by the owners during construction, on a quiet street of newer homes in sought-after Lake Hill. Beckwith Park, with its walking paths, playgrounds, water park and tennis/pickleball courts, is less than a minute's walk away. This 5-bed, 5-bath home offers three bedrooms with ensuites and walk-in closets, a fourth bedroom/office, and a freshly redone 1-bed, 1-bath legal suite. The open-to-above living room features a fireplace flanked by custom shelving, flowing into a kitchen with gas range, quartz island, hidden walk-in pantry and built-in bar. Upgrades include custom closet built-ins, under-stair storage, upstairs hallway cabinetry and an upgraded soaker tub in the primary ensuite. Outside, the sellers have thoughtfully designed a fully fenced, irrigated yard with over $80,000 in landscaping and a motorized patio cover with retractable roof and bug screens. Double garage. A few minutes' drive to Uptown and Broadmead.

similar homes nearby

call Manbir

property details

type
House, Single Family
bedrooms
5
bathrooms
5
living area
2,671 sq ft
lot
7,181 sq ft
parking
4
year built
2021
property tax
$9,242 / yr
days on market
17
MLS®
1052007

features

  • Central location
  • Cul-de-sac
  • Level lot
  • Other
  • Washer
  • Refrigerator

monthly cost

$8,864/mo
Mortgage $8,094 · Tax $770

20% down at 4.44% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment
$8,094/ monthly
loan $1,471,200
25-year amortization
total interest
$956,908
property transfer tax
$34,780
BC general rate
cash to close
$402,580
down + PTT
total paid
$2,428,108
transfer tax

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer. Transfer tax: 1% to $200k, 2% to $2M, 3% to $3M, 5% above. First-time buyers pay nothing on the first $500k for homes up to $835k (phasing out by $860k); newly built homes are exempt up to $1.1M (phasing out by $1.15M). Both need Canadian citizenship or permanent residence and other conditions; the 20% foreign buyer tax applies in Metro Vancouver, the Fraser Valley, the Capital Region, Central Okanagan and Nanaimo.

if you rented it out

suite rent
$1,860/mo
your cost after the suite
$7,328/mo
vs $9,039 without it

Costs: mortgage $8,094 · tax $770 · insurance ~$175 · vacancy 3% · upkeep 5%.

Suite rent is today's market rent for a 1-bedroom in Saanich: CMHC's average there ($1,594) raised by what new tenants pay against everyone in the Victoria area, then down 1% with Victoria's asking rents, 2025 Q4 → 2026 Q2. (CMHC Rental Market Survey, October 2025; CMHC Rental Market Report 2025, table 6.0 (rents on units that turned over to a new tenant); trend: Statistics Canada.) Houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords
  • Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
  • Rent increases are capped once a year at the province's set amount. gov.bc.ca
  • The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
  • Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca

schools

Catchment schools, Greater Victoria School District 61

  • Elementary Lake Hill Elementaryhomes in this catchment

    500 m away · 1031 Lucas Ave, Victoria · 250-479-2896

  • Middle Cedar Hill Middlehomes in this catchment

    3.0 km away · 3910 Cedar Hill Rd, Victoria · 250-477-6945

  • Secondary Reynolds Secondaryhomes in this catchment

    1.7 km away · 3963 Borden St, Victoria · 250-479-1696

From the Greater Victoria School District 61's published catchment maps. A catchment gives priority, not a guaranteed seat, and French immersion and choice programs work differently. The district confirms catchment: check with its school locator.

Keep private notes and ratings on homes you're considering. (email only) and they follow you to every device.

listed by
Manbir Samra
Pemberton Holmes Ltd. - Oak Bay
250-886-2365call Manbir
Powered by: REALTOR.ca
▶ virtual tour

location

Lake Hill, SaanichGoogle Maps ↗

property tax by year

yearassessedest. tax
2026$1,777,000$9,242

The listing shows $9,242 a year in property tax.

Estimate: the BC Assessment value times Saanich's residential tax rate for that year (Province of BC, local government statistics). Leaves out the home owner grant, parcel taxes and utility charges; the city's tax notice is the real figure.

the market here

sold vs last asking
-3.3%
median, 57 houses sold
listed now
42 days
median for 281 houses for sale; this one 17 days

Houses in Saanich, registered sales in the last 6 months (BC Assessment) against each home's last asking price on the MLS®. Sale prices register 1 to 3 months after a sale closes.

878 Denford Cres, Saanich
House
$1,600,000
878 Denford Cres
Lake Hill, Saanich8 days on market
listed by Fair Realty
5443,937 sq ft
MLS® 1052867
720 Vernon Ave, Saanich
House
$1,399,999
720 Vernon Ave
Lake Hill, Saanich36 days on market
listed by Royal LePage Coast Capital - Chatterton
6342,973 sq ft
MLS® 1049967
987 Nicholson St, Saanich
House
$1,375,000
987 Nicholson St
Lake Hill, Saanich71 days on market
listed by Pemberton Holmes Ltd.
5352,637 sq ft
MLS® 1044952

location

lot outline: 288 m² (3,100 sq ft). from ParcelMap BC; property lines are approximate, a survey is the legal boundary.

Lake Hill, SaanichGoogle Maps ↗
Drive times
  • Lake Hill Elementary4 min
  • Reynolds Secondary5 min
  • University of Victoria10 min
  • Victoria General Hospital12 min
  • Downtown Victoria14 min
  • YYJ airport22 min
37

Walkability 37/100 · Mostly by car

Within a 10 minute walk: 15 parks and playgrounds, 2 schools, 5 transit stops.

mihom score from OpenStreetMap places, by straight line distance.