424 Four Mile Creek Road

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$1,299,000

424 Four Mile Creek Road

St. Davids, Niagara-on-the-Lake · MLS® X13633048

444

House · Single Family · 81 days on market

listed by Lolita Hale, ROYAL LEPAGE NRC REALTY

realtor's description

Custom 2-storey modern farmhouse in desirable Millpond subdivision, nestled in picturesque rural setting. Built in 2020, this home showcases an impressive exterior with professionally landscaped, low-maintenance, perennial beds, mature trees and tasteful interlocking stone driveway and walkway. Welcoming covered front porch on which to enjoy morning sunrises and beautiful escarpment views! Attractive open-plan main level with spacious dining area, perfect for entertaining and open to living room with focal fireplace and vaulted ceiling with strategically placed pot lights. Bright and airy kitchen with oversized centre island, quartz countertops, stainless steel gas stove, dishwasher and fridge. Countless windows for natural sunlight to brighten every room. 8' sliding doors lead out onto large patio with pergola for dining al fresco or sitting in one of several seating areas surrounded by a rose covered trellis. Back inside, the main floor continues to an office cum music room, large full bath with glass shower and mud room with built-in shelving and cupboards, as well as access to backyard and double car garage. The second level is well laid out with the primary bedroom overlooking the scenic backyard, spacious walk-in closet and ensuite bath with custom vanity with 2 sinks and glass shower with raindrop showerhead. Second and third bedrooms overlook the front yard and share a large family bath with tub/shower combination. The third bedroom is currently used as an office and does not have a closet. Expansive laundry room with custom cabinetry and countertop. The basement has been finished and offers a bright and sunny bedroom with full bathroom, family room area for watching your favourite movies, pantry and utility/storage rooms. Situated by Millpond Road's row of luxurious homes, this property offers a larger yard abutting serene farmland beside and behind. Ideal family home on bus route and close to amenities, this is St. Davids living at its best!

property details

type: House, Single Family
bedrooms: 4
bathrooms: 4
parking: 4
property tax: $6,424 / yr
days on market: 81
MLS®: X13633048

features

School Bus
Washer
Refrigerator
Stove
Dryer
Garage door opener remote(s)

monthly cost

$6,195/mo

Mortgage $5,660 · Tax $535

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$5,660/ monthly

loan $1,039,200

25-year amortization

down payment20% · $259,80020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 24, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $658,686
cash to close: $259,800; down payment; transfer tax and fees not included
total paid: $1,697,886

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.