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$3,900,000

4286 186 STREET

Surrey · MLS® R3127787

6 bed · 3 bath · 2,934 sq ft · 395,525 sq ft lot

House · Single Family · built 1969 · 137 days on market

Listed by Ravi Gill, RE/MAX City Realty

Realtor's description

Rare opportunity to own 9.08 private acres on a quiet dead-end street - just 5 min to downtown Cloverdale & 3 min to Kwantlen University schools & proposed new hospital. Strong passive income from a 2,660 sq. ft. storage barn, 2,730 sq. ft. workshop & outside storage areas. Land is ideal for crops, livestock & contractor use. The updated main home features 4 bedrooms, 2 baths, hardwood floors, newer windows & doors, fresh paint & large deck. Fully renovated 2-bedroom basement suite with 2 entrances, enclosed patio, separate laundry, gym & office - perfect for rental income or on-site manager. Well water with reverse osmosis filtration system included.

Property details

Type: House, Single Family
Bedrooms: 6
Bathrooms: 3
Living area: 2,934 sq ft
Lot: 395,525 sq ft
Parking: 0
Year built: 1969
Property tax: $7,853 / yr
Days on market: 137
MLS®: R3127787

Features

Washer
Refrigerator
Dishwasher
Stove
Dryer
Storage Shed

Price check

2026 assessment: $2,567,800 · asking is +52%
Price per sq ft: $1,329 vs $532 median for houses in Surrey for sale (1847)
Last sold: $3,300,000 · Feb 10, 2023

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Property insights

On market 137 days · no price changes so far

The market here

Listed now: 64 days; median for 1903 houses for sale; this one 137 days

Houses in Surrey. Sale prices register 1 to 3 months after a sale closes.

Property tax by year

Year	Assessed	Est. tax
2026	$2,567,800	$8,801

The listing shows $7,853 a year in property tax.

Estimate: the BC Assessment value times Surrey's residential tax rate for that year (Province of BC, local government statistics). Leaves out the home owner grant, parcel taxes and utility charges; the city's tax notice is the real figure.

Monthly cost

$17,646/mo

Mortgage $16,992 · Tax $654

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$16,992/ monthly

loan $3,120,000

25-year amortization

down payment20% · $780,00020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 9, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $1,977,578
property transfer tax: $113,000; BC general rate
cash to close: $893,000; down + PTT
total paid: $5,097,578

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.

Location

Lot outline: 36,725 m² (395,304 sq ft) · PID 002-503-743. From ParcelMap BC; property lines are approximate, a survey is the legal boundary.

SurreyGoogle Maps ↗

Location

SurreyGoogle Maps ↗

Schools

Catchment schools, Surrey School District 36

Elementary Martha Currie Elementaryhomes in this catchment
3.1 km away · 5811 184 St, Surrey · 604-576-8551
Secondary Lord Tweedsmuir Secondaryhomes in this catchment
4.0 km away · 6151 180 St, Surrey · 778-242-7545

From the Surrey School District 36's published catchment maps. A catchment gives priority, not a guaranteed seat, and French immersion and choice programs work differently. The district confirms catchment: check with its school locator.

Good to know

Agricultural Land Reserve
This address is inside the Agricultural Land Reserve. ALR land is set aside for farming; building, subdividing and non-farm uses follow Agricultural Land Commission rules.
Source: Agricultural Land Commission, ALR boundary

From public government maps, matched to the listing's map pin. Maps can be out of date or miss a lot line; confirm with the municipality.

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