#429 9704 174 ST NW

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$224,900

#429 9704 174 ST NW

Terra Losa, Edmonton · MLS® E4511692

221

948 sq ft · Condo · Single Family · built 2002 · 21 days on market

listed by Terrance De Villa, MaxWell Devonshire Realty

realtor's description

Welcome to Henday Village, a well kept 18+ complex! Located on the TOP FLOOR with no neighbours above, this updated unit enjoys peaceful green space views and plenty of natural light. Soaring 12' vaulted ceilings, large windows and a cozy fireplace give the open concept living area a warm, airy feel. Recent upgrades include NEW A/C and updated flooring. The kitchen features updated appliances, a breakfast bar and an adjoining dining area. The spacious primary bedroom features a large closet and 4pc ensuite with jacuzzi tub, while the generous second bedroom sits next to the 3pc main bath. You'll also appreciate the in suite laundry/storage room, titled underground parking and a storage cage. Residents enjoy a social room, exercise room, car wash and garbage chutes on every floor. Transit, groceries, dining and shopping are all a short walk away. A fantastic opportunity in a sought after adult community!

property details

type: Condo, Single Family
bedrooms: 2
bathrooms: 2
living area: 948 sq ft
parking: 1
year built: 2002
strata fee: $682 / mo ($0.72 / sq ft)
days on market: 21
MLS®: E4511692

features

Washer
Refrigerator
Dishwasher
Stove
Dryer
Microwave Range Hood Combo

city assessment

$198,500

2026 assessment · market value as of July 1, 2025

Up 4.7% from $189,500 in 2025
$243,000 in 2016 (-18% over ten years)
Asking price is 13% above the assessment
Built 2002
Lot 77 m² (828 sq ft)
Floor area on the roll 958 sq ft

roll year	assessed
2026	$198,500
2025	$189,500
2024	$174,500
2023	$171,500
2022	$176,500
2021	$176,500
2020	$191,500
2019	$199,000

From City of Edmonton open data (property assessments), matched to #429 9704 174 STREET NW. A mass appraisal of market value, not an appraisal of this home; a new build may be assessed before it was finished.

property tax

about $2,057 a year

The 2026 assessment times Edmonton's 2026 residential rate of 10.36 per $1,000 (municipal and education).

Estimate from Alberta Municipal Affairs mill rates. Leaves out local improvement levies and utilities; the municipality's tax notice is the real figure.

monthly cost

$1,662/mo

Mortgage $980 · Strata $682

20% down at 4.34% fixed (Ratehub.ca), 25 years; strata fee from the listing.

estimated payment

$980/ monthly

loan $179,920

25-year amortization

down payment20% · $44,98020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 25, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $114,040
land title fees: $505; transfer + mortgage registration; Alberta has no transfer tax
cash to close: $45,485; down + land title fees
total paid: $293,960

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.

if you rented it out

rent: $1,600/mo
after all costs: −$225/mo
cap rate: 4.0%; yearly net rent ÷ price

Rent / moDown payment %Rate %

Costs: mortgage $980 · strata $682 · insurance ~$35 · vacancy 3% · upkeep 5%.

Rent is today's market rent for a 2-bedroom in Edmonton: CMHC's average there ($1,598) raised by what new tenants pay against everyone in the Edmonton area. (CMHC Rental Market Survey, October 2025; CMHC Rental Market Report 2025, table 6.0 (rents on units that turned over to a new tenant).) Houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

Alberta has no cap on how much rent can rise, but only one increase a year, with three months' written notice for a monthly tenancy. alberta.ca