430 ESPLANADE AVENUE, Harrison Hot Springs

Harrison Hot Springs · MLS® R3117341

165 sq ft lot · Land · Vacant Land · 181 days on market

listed by Matthew Liang, Interlink Realty

realtor's description

Lake water front Prime development opportunity in the heart of Harrison Hot Springs. This C2-zoned property offers excellent potential for mixed commercial/residential use, motel/hospitality, retail, or other permitted commercial uses, Located on Esplanade Avenue near Harrison Lake, this is a rare offering in one of the area's most visible and desirable resort-town locations. The property offers approximately 66 feet of frontage and a large lot area of approximately 10,890 sq. ft., with city water and municipal sewer service.

property details

type: Land, Vacant Land
lot: 165 sq ft
parking: 0
property tax: $7,507 / yr
days on market: 181
MLS®: R3117341

the market here

listed now: 147 days; median for 7 homes for sale; this one 181 days

Homes in Harrison Hot Springs. Sale prices register 1 to 3 months after a sale closes.

property tax by year

year	assessed	est. tax
2026	$1,851,000	$7,829

The listing shows $7,507 a year in property tax.

Estimate: the BC Assessment value times Harrison Hot Springs's residential tax rate for that year (Province of BC, local government statistics). Leaves out the home owner grant, parcel taxes and utility charges; the city's tax notice is the real figure.

monthly cost

$8,686/mo

Mortgage $8,060 · Tax $626

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$8,060/ monthly

loan $1,480,000

25-year amortization

down payment20% · $370,00020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 28, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $938,082
property transfer tax: $35,000; BC general rate
cash to close: $405,000; down + PTT
total paid: $2,418,082

first-time buyernewly builtforeign national

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer. Transfer tax: 1% to $200k, 2% to $2M, 3% to $3M, 5% above. First-time buyers pay nothing on the first $500k for homes up to $835k (phasing out by $860k); newly built homes are exempt up to $1.1M (phasing out by $1.15M). Both need Canadian citizenship or permanent residence and other conditions; the 20% foreign buyer tax applies in Metro Vancouver, the Fraser Valley, the Capital Region, Central Okanagan and Nanaimo.

location

lot outline: 2,024 m² (21,786 sq ft) · PID 000-751-065. from ParcelMap BC; property lines are approximate, a survey is the legal boundary.

Harrison Hot SpringsGoogle Maps ↗

good to know

Wildfire
The BC Wildfire Service rates Chilliwack's wildland urban interface as risk class 3 of 5 (moderate; 1 is the highest). One wildfire of 10 hectares or more burned within 5 km since 2006: 2022 (13 ha). Some insurers price for wildfire, and FireSmart BC has a free home assessment guide.
Source: BC Wildfire Service, WUI risk class and fire perimeters

From public government maps, matched to the listing's map pin. Maps can be out of date or miss a lot line; confirm with the municipality.

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