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430 Monterra Bay
homes for sale · Cochrane Lake · Monterra
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$1,485,000

430 Monterra Bay

Monterra, Cochrane Lake · MLS® A2345188

336

2,742 sq ft · 0 sq ft lot · House · Single Family · built 2025 · 39 days on market

listed by Dawn Park, CIR Realty

realtor's description

**OPEN HOUSE SATURDAY, OCTOBER 24th 12-2pm** Set on a quiet cul-de-sac in the estate community of Monterra at Cochrane Lakes, this exceptional home is just a year old and presents in truly impeccable, better-than-show-home condition. Thoughtfully customized throughout and beautifully finished with a warm modern farmhouse aesthetic, every detail has been carefully considered to create a home that feels both elevated and incredibly inviting. Positioned on a desirable corner lot with peekaboo mountain views, a triple attached garage, dedicated trailer/RV parking and generous additional parking, the property offers an impressive combination of design, space and functionality.Inside, the expansive main floor features a grand two-story entrance filled with natural light from oversized windows, showcasing hardwood flooring, 9' ceilings, 8' interior doors and refined finishes throughout. The living room is anchored by a gas fireplace surrounded by custom built-in cabinetry, while a dedicated main-floor office provides a beautiful and practical work-from-home space.At the heart of the home, the kitchen was designed for both everyday living and luxurious entertaining. Quartz countertops, an oversized island with breakfast seating, a high-end gas range, statement hood fan, built-in microwave, warming drawer and wine fridge are complemented by an oversized butler's pantry with custom built-ins. Just off the garage, the tiled mudroom features incredible built-in lockers for effortless organization, while even the powder room has been thoughtfully upgraded with a full vanity.Upstairs, the primary suite is a true retreat, capturing mountain views and featuring a fully customized walk-in closet and beautifully appointed ensuite. Dual quartz vanities, a stunning freestanding soaker tub and an oversized fully tiled walk-in shower with niche detailing create a spa-like space designed to unwind. Two additional spacious bedrooms feature custom closet organizers and share a beautifull y finished full bathroom. A generous bonus room offers a second living space, while the upper laundry room is finished with quartz counters, a sink, linen closet and additional built-in storage.The level of customization continues throughout the home with black-framed windows, designer window coverings, upgraded lighting and pot lights, ceiling fans, exterior LED lighting, a water softener, and an upgraded electrical panel. The unfinished lower level provides an excellent opportunity to create additional living space tailored to your needs.Perfectly staged, meticulously maintained and showing as though it has barely been lived in, this is a rare opportunity to enjoy the look and feel of a brand-new custom home without the wait. Located only minutes from Cochrane and with convenient access to Calgary and the Rocky Mountains,  430 Monterra Bay offers estate living with exceptional style, thoughtful upgrades and a level of finish that truly needs to be experienced in person.

property details

type
House, Single Family
bedrooms
3
bathrooms
3
living area
2,742 sq ft
lot
0 sq ft
parking
6
year built
2025
property tax
$6,441 / yr
strata fee
$140 / mo ($0.05 / sq ft)
strata rules
Pets Allowed
days on market
39
MLS®
A2345188

features

  • Cul-de-sac
  • See remarks
  • French door
  • Closet Organizers
  • No Animal Home
  • No Smoking Home

monthly cost

$7,147/mo
Mortgage $6,470 · Tax $537 · Strata $140

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing; strata fee from the listing.

estimated payment
$6,470/ monthly
loan $1,188,000
25-year amortization
total interest
$753,001
land title fees
$2,775
transfer + mortgage registration; Alberta has no transfer tax
cash to close
$299,775
down + land title fees
total paid
$1,941,001

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.

location

Monterra, Cochrane LakeGoogle Maps ↗

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listed by
Dawn Park
CIR Realty
call Dawn · 403-540-4158
Powered by: REALTOR.ca
▶ virtual tour

similar homes nearby

property tax

about $7,135 a year

The asking price times Rocky View County's 2026 residential rate of 4.80 per $1,000 (municipal and education).

The listing shows $6,441 a year in property tax.

Estimate from Alberta Municipal Affairs mill rates. Leaves out local improvement levies and utilities; the municipality's tax notice is the real figure. Without the city's assessment this uses the asking price, so it's a rough guide.

location

Monterra, Cochrane LakeGoogle Maps ↗
Drive times
  • St. Timothy's High10 min
  • Chiniki Community College38 min
  • Alberta Children's Hospital41 min
  • Downtown Calgary48 min
  • YYC airport52 min
1

Walkability 1/100 · Car needed for most errands

Nothing everyday within a 10 minute walk.

mihom score from OpenStreetMap places, by straight line distance.

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