432 Wallace TER

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$179,900

432 Wallace TER

Sault Ste. Marie · MLS® SM262262

1,200 sq ft · House · Single Family · 64 days on market

listed by Kyle Schneider, Exit Realty True North

realtor's description

Welcome to 432 Wallace Terrace! Take a look at this affordable west end bungalow! Sitting on a large corner lot, two driveways with plenty of parking & single garage. Main floor features 2 bedrooms, full bathroom with updated shower, large eat in kitchen. Full basement with laundry, recroom area & partially finished bonus space along with plenty of storage. Architectural shingles, forced air natural gas heat, gas hot water heater, central A/C & so much more make this a perfect investment.

property details

type: House, Single Family
bedrooms: 2
bathrooms: 1
living area: 1,200 sq ft
parking: 0
property tax: $2,200 / yr
days on market: 64
MLS®: SM262262

features

Crushed stone driveway
Bus Route
Washer
Refrigerator
Stove
Dryer

monthly cost

$967/mo

Mortgage $784 · Tax $183

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$784/ monthly

loan $143,920

25-year amortization

down payment20% · $35,98020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 24, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $91,222
cash to close: $35,980; down payment; transfer tax and fees not included
total paid: $235,142

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.