439 Main Street E

Central, North Bay · MLS® X13857630

332

House · Multi-family · 22 days on market

listed by DARYL BABINEAU, EXP REALTY

realtor's description

Extensively renovated in 2025, this triplex offers the major improvements investors look for: a redone asphalt shingle roof, replacement windows, updated electrical and plumbing, new insulation and drywall, renovated kitchens and bathrooms, new gas wall heaters, and fresh flooring, paint and trim. Fire retrofit upgrades completed in 2025. Each of the three one-bedroom apartments includes its own laundry, with approximately two rear parking spaces accessed from Oak Street. A refreshed rental property with substantial capital improvements already completed.

property details

type: House, Multi-family
bedrooms: 3
bathrooms: 3
parking: 2
property tax: $3,382 / yr
days on market: 22
MLS®: X13857630

monthly cost

$2,151/mo

Mortgage $1,869 · Tax $282

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$1,869/ monthly

loan $343,200

25-year amortization

down payment20% · $85,80020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 24, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $217,534
cash to close: $85,800; down payment; transfer tax and fees not included
total paid: $560,734

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.