44 MADISON Avenue

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$384,999

44 MADISON Avenue

Gibson/Stipley, Hamilton · MLS® 40834527

311

1,068 sq ft · House · Single Family · 148 days on market

listed by Paulina Pasierbek, Royal LePage State Realty Inc.

realtor's description

This modernized brick 2-storey home has everything you've been searching for! The main floor features 2 spacious bedrooms and an upgraded kitchen with stainless steel appliances, quartz countertops, and a convenient main-floor laundry. Upstairs, step into a second-floor family and entertaining area with an additional full bedroom, and the option to convert a linen closet into a second bathroom. The currently unfinished but full basement presents potential for an in-law suite or rental unit, ideal for investors or additional income. Centrally located near schools, parks, shopping, and transit, this move-in-ready home is perfect for first-time buyers or investors.

property details

type: House, Single Family
bedrooms: 3
bathrooms: 1
living area: 1,068 sq ft
parking: 1
property tax: $2,511 / yr
days on market: 148
MLS®: 40834527

features

Washer
Dishwasher
Stove
Dryer
Microwave
Hood Fan

monthly cost

$1,887/mo

Mortgage $1,677 · Tax $209

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$1,677/ monthly

loan $307,999

25-year amortization

down payment20% · $77,00020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 24, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $195,222
cash to close: $77,000; down payment; transfer tax and fees not included
total paid: $503,221

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.

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