44 North Street

Downtown, St. Catharines · MLS® X13729510

222

House · Multi-family · 54 days on market

listed by Terri Mccallum, ROYAL LEPAGE NRC REALTY

realtor's description

Duplex for sale . Downtown area with high walk score. Close to 2 plazas, eating establishments, bus routes, Medical and more. Main floor unit has kitchen, bedroom, livingroom and 4 pc bath. Ceramic tile floors in Kitchen and bath and wood parquet flooring in Livingroom and bedroom. Upper unit has kitchen, living and bedroom area and 4 pc bath. ceramic floors in Kitchen and Bath. Livingroom has parquet and bedroom Laminate. Tenants on month to month.

property details

type: House, Multi-family
bedrooms: 2
bathrooms: 2
parking: 2
property tax: $3,144 / yr
days on market: 54
MLS®: X13729510

features

Irregular lot size
Two stoves
Water Heater
Two Refrigerators

monthly cost

$2,005/mo

Mortgage $1,743 · Tax $262

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$1,743/ monthly

loan $320,000

25-year amortization

down payment20% · $80,00020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 24, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $202,828
cash to close: $80,000; down payment; transfer tax and fees not included
total paid: $522,828

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.