442 JOSEPH Street

1 / 40

$595,000

442 JOSEPH Street

New Hamburg · MLS® 40866471

322

1,376 sq ft · 0 sq ft lot · House · Single Family · 9 days on market

listed by SIMONNE MARCHESSEAU, Royal LePage Wolle Realty

realtor's description

Welcome to this semi-detached home in New Hamburg, offering 3 bedrooms, 2 bathrooms and a single-car garage. A great floorplan with an open main floor and lots of natural light makes the home feel bright and functional. The main floor features carpet-free flooring throughout and an updated kitchen. The living room provides direct access to the backyard, with an impressive almost 160-foot-deep lot offering plenty of outdoor space. The full basement offers additional space and is ready for someone to finish and make it their own. Located in charming and family friendly New Hamburg, enjoy a sweet downtown with great local shops, dining and everyday amenities. With direct access to the expressway, Kitchener-Waterloo is approximately 20 minutes away, making this a convenient location for commuters.

property details

type: House, Single Family
bedrooms: 3
bathrooms: 2
living area: 1,376 sq ft
lot: 0 sq ft
parking: 2
property tax: $3,344 / yr
days on market: 9
MLS®: 40866471

features

Sump Pump
Washer
Refrigerator
Water softener
Dishwasher
Stove

monthly cost

$2,871/mo

Mortgage $2,592 · Tax $279

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$2,592/ monthly

loan $476,000

25-year amortization

down payment20% · $119,00020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 24, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $301,707
cash to close: $119,000; down payment; transfer tax and fees not included
total paid: $777,707

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.