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$205,000

45 - 45 St Charles Street

Vanastra, Huron East · MLS® X13648820

311

Townhouse · Single Family · 78 days on market

listed by SANDRA DALE, Dale Group Realty Corp

realtor's description

Affordable, easy living awaits in this clean and tidy 3-bedroom condo offering exceptional value and low-maintenance ownership. Ideal for first-time buyers, downsizers, or investors, this move-in-ready home has seen many recent updates, including kitchen cabinets and all carpeting replaced approximately 2 years ago, main floor flooring updated within the past 2 years, and a new owned water heater installed in May 2026. The monthly condo fee of $405 provides excellent peace of mind and includes grass cutting, water charges, and maintenance of the exterior of the home, including the roof, siding, doors, and windows. Enjoy a convenient location within walking distance to the local recreation facility featuring an indoor pool, fitness centre, and curling club near by, while beautiful Lake Huron and it's sandy beaches are just a 20-minute drive away. Offering comfort, convenience, and affordability, this well-maintained home has nothing left to do but move in and enjoy.

property details

type: Townhouse, Single Family
bedrooms: 3
bathrooms: 1
parking: 1
property tax: $1,134 / yr
strata fee: $405 / mo
strata rules: Pets Allowed With Restrictions
days on market: 78
MLS®: X13648820

features

Cul-de-sac
School Bus
Community Centre
Pets Allowed With Restrictions
Washer
Refrigerator

monthly cost

$1,393/mo

Mortgage $893 · Tax $95 · Strata $405

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing; strata fee from the listing.

estimated payment

$893/ monthly

loan $164,000

25-year amortization

down payment20% · $41,00020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 24, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $103,950
cash to close: $41,000; down payment; transfer tax and fees not included
total paid: $267,950

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.