45 St. Phillips Street

Bridgewater · MLS® 202617867

539 sq ft · 0 sq ft lot · House · Single Family · built 1979 · 99 days on market

listed by Sophie Whynot, EXIT Realty Inter Lake

realtor's description

Whether you're looking to purchase your first home or simplify your lifestyle, this charming one-bedroom, one-bathroom home is the perfect opportunity. Thoughtfully updated with numerous upgrades, this move-in-ready property offers modern comfort while maintaining a warm and inviting feel. Inside you'll find a functional layout that's easy to maintain. Step outside to enjoy the spacious yardideal for gardening, entertaining, pets, or simply relaxing outdoors. Located in the town of Bridgewater, you'll be close to shopping, restaurants, parks, schools, and all the amenities the town has to offer. The property is zoned to allow for an additional unit.

property details

type: House, Single Family
bedrooms: 1
bathrooms: 1
living area: 539 sq ft
lot: 0 sq ft
parking: 0
year built: 1979
days on market: 99
MLS®: 202617867

features

Sloping
School Bus
Recreational Facilities
Dishwasher

monthly cost

$1,089/mo

Mortgage $1,089

20% down at 4.34% fixed (Ratehub.ca), 25 years.

estimated payment

$1,089/ monthly

loan $199,920

25-year amortization

down payment20% · $49,98020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 25, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $126,717
cash to close: $49,980; down payment; transfer tax and fees not included
total paid: $326,637

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.