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$1,499,000

46 3109 161 STREET

Surrey · MLS® R3149005

5 bed · 5 bath · 3,723 sq ft · 2 parking

Townhouse · Single Family · built 2009 · 76 days on market

Listed by Greg Lock, Macdonald Realty (Surrey/152)

Welcome to Wills Creek, one of South Surrey's premier townhouse communities! This exceptional home offers 3700+ sqft over three levels with 5 beds / 5 baths including 2 primary bedrooms with one conveniently located on the main floor. Recent updates include a beautiful chef inspired kitchen with Bertazzoni range, updated bathrooms, flooring and designer paint. Upstairs features a 2nd primary bed with balcony plus 2 more beds. The finished basement boasts a games room, wet bar, 5th bed and plenty of storage. Enjoy year-round comfort with geothermal heating, A/C, and resort-style amenities including an outdoor pool, hot tub, fitness centre, and clubhouse. A quiet, secluded location with scenic walking trials close to Morgan Crossing Shops and amenities, top schools and restaurants.

Type: Townhouse, Single Family
Bedrooms: 5
Bathrooms: 5
Living area: 3,723 sq ft
Parking: 2
Year built: 2009
Property tax: $5,844 / yr
Strata fee: $837 / mo ($0.22 / sq ft)
Strata rules: Pets Allowed With Restrictions, Rentals Allowed
Days on market: 76
MLS®: R3149005

Below typical for the area (-20%)

Price per sq ft: $403 vs $503 median for townhouses in Surrey for sale (887)

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Pets Allowed With Restrictions
Rentals Allowed
Washer
Refrigerator
Dishwasher
Stove

On market 76 days

Listed now: 50 days; median for 887 townhouses for sale; this one 76 days

Townhouses in Surrey. Sale prices register 1 to 3 months after a sale closes.

FloodplainNo
Not within a designated floodplain on the provincial floodplain maps. These maps are historical and don't cover every river or the coast.
Source: Province of BC, Mapped Floodplains in BC
Agricultural Land ReserveNo
Not inside the Agricultural Land Reserve on the provincial map.
Source: Agricultural Land Commission, ALR boundary
HeritageNo
Not on the BC Register of Historic Places or in a heritage conservation area.
Source: BC Heritage Branch, historic places and conservation areas

From public government maps, matched to the listing's map pin. Maps can be out of date or miss a lot line; confirm with the municipality.

Catchment schools, Surrey School District 36

Elementary Morgan Elementaryhomes in this catchment
1.1 km away · 3366 156a St, Surrey · 604-531-8426
Secondary Grandview Heights Secondaryhomes in this catchment
2.1 km away · 16987 25 Ave, Surrey · 604-542-3320

From the Surrey School District 36's published catchment maps. A catchment gives priority, not a guaranteed seat, and French immersion and choice programs work differently. The district confirms catchment: check with its school locator.

$7,855/mo

Mortgage $6,531 · Tax $487 · Strata $837

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing; strata fee from the listing.

estimated payment

$6,531/ monthly

loan $1,199,200

25-year amortization

down payment20% · $299,80020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 7, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $760,100
property transfer tax: $27,980; BC general rate
cash to close: $327,780; down + PTT
total paid: $1,959,300

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.

Rent: $1,956/mo
After all costs: −$6,231/mo
Cap rate: 0.2%; yearly net rent ÷ price

Rent / moDown payment %Rate %

Costs: mortgage $6,531 · tax $487 · strata $837 · insurance ~$175 · vacancy 3% · upkeep 5%.

Rent starts at CMHC's average for a 3+ bedroom in Surrey (CMHC Rental Market Survey, October 2025). Averages include long-time tenants, so new leases usually ask more; houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca

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