48 Lake Avenue

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$1,199,000

48 Lake Avenue

Rural Ramara, Ramara · MLS® S13797644

425

House · Single Family · 37 days on market

listed by DANIEL ANTHONY OLIVEIRA, CENTURY 21 ATRIA REALTY INC.

realtor's description

Welcome To This Beautiful Lakefront Cottage In Lagoon City, Offering Private, Direct Access ToLake Simcoe With A Coveted Western Exposure And Breathtaking Sunsets. Filled With Natural Light, The Home Features Expansive Windows And Multiple Rooms With Picturesque Water Views And Bright Light Throughout. A Large Covered Porch Extends The Living Space Outdoors, Providing The Perfect Place To Relax, Dine, And Enjoy The Lakefront Setting In Any Weather. The Shoreline Offers Shallow Waters And A Sandy Bottom, Ideal For Swimming, Wading, And EnjoyingThe Lake With Family And Friends Of All Ages. Thoughtfully Renovated With Modern Updates, This Move-In-Ready Cottage Blends Comfort, Style, And Lakeside Living, Perfect As A Year-Round Residence Or Weekend Retreat.

property details

type: House, Single Family
bedrooms: 4
bathrooms: 2
parking: 5
property tax: $5,287 / yr
days on market: 37
MLS®: S13797644

features

Irregular lot size
Refrigerator
Dishwasher
Microwave
Cooktop
Hood Fan

monthly cost

$5,664/mo

Mortgage $5,224 · Tax $441

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$5,224/ monthly

loan $959,200

25-year amortization

down payment20% · $239,80020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 24, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $607,978
cash to close: $239,800; down payment; transfer tax and fees not included
total paid: $1,567,178

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.