4819 46 Street

Riverside, Ponoka · MLS® A2325774

13,680 sq ft lot · Land · Vacant Land · 116 days on market

listed by Tasha Cordel, RE/MAX real estate central alberta

realtor's description

This wonderful XL lot is a great opportunity to own a prime property close to the river, walking trails, and baseball diamonds. The gentle slope and west facing lot measures a generous 76ft x 180ft and is located in the Riverside neighborhood. The previous home was removed and the detached 20x26 garage is a bonus. Garage is framed (no insulation or internal board), on a cement pad. The interior has been fully wired for power (but not currently connected to a source) & Shingles are newer. Prime building opportunity - Zoned R2 allows for single family home or Duplex - now is a great time to plan and build your future home.!!

property details

type: Land, Vacant Land
lot: 13,680 sq ft
parking: 0
property tax: $1,125 / yr
days on market: 116
MLS®: A2325774

property tax

about $1,176 a year

The asking price times Ponoka's 2026 residential rate of 11.77 per $1,000 (municipal and education).

The listing shows $1,125 a year in property tax.

Estimate from Alberta Municipal Affairs mill rates. Leaves out local improvement levies and utilities; the municipality's tax notice is the real figure. Without the city's assessment this uses the asking price, so it's a rough guide.

monthly cost

$529/mo

Mortgage $435 · Tax $94

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$435/ monthly

loan $79,920

25-year amortization

down payment20% · $19,98020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 25, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $50,656
land title fees: $280; transfer + mortgage registration; Alberta has no transfer tax
cash to close: $20,260; down + land title fees
total paid: $130,576

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.