499 16th Street W

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$389,900

499 16th Street W

Owen Sound · MLS® X13410292

211

House · Single Family · 140 days on market

listed by LOIS MARTIN, RE/MAX Grey Bruce Realty Inc.

realtor's description

Charming 2-bedroom home in a lovely westside neighbourhood. Ideally located close to the Roselawn Bowling Club and to Kelso Beach offering lots of outdoor recreation. The living room and dining room feature beautiful hardwood flooring and a cozy fireplace providing a warm and inviting space. Step outside to enjoy the renovated deck (2025), perfect for relaxing, entertaining, or enjoying your morning coffee. This home provides economical living and easy maintenance.

property details

type: House, Single Family
bedrooms: 2
bathrooms: 1
parking: 1
property tax: $3,082 / yr
days on market: 140
MLS®: X13410292

features

Washer
Refrigerator
Dishwasher
Stove
Dryer
Window Coverings

monthly cost

$1,956/mo

Mortgage $1,699 · Tax $257

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$1,699/ monthly

loan $311,920

25-year amortization

down payment20% · $77,98020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 24, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $197,707
cash to close: $77,980; down payment; transfer tax and fees not included
total paid: $509,627

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.