501 - 321 Spruce Street

Waterloo · MLS® X13541492

Condo · Single Family · 108 days on market

listed by TONY TANG, RIGHT AT HOME REALTY

realtor's description

Experience luxury and convenience in this bright 1+1 bedroom condo in the heart of Waterloo, just steps from University of Waterloo, Wilfrid Laurier University, and Conestoga College. Featuring high-end finishes, stainless steel appliances, quartz countertops, and floor-to-ceiling windows, this fully furnished unit offers a spacious den that can serve as a second bedroom or office, in-suite laundry, and included high-speed internet and weekly housekeeping. Residents enjoy concierge service, an exercise/recreation room, a rooftop patio, and guest suites in this well-maintained, modern building. Immediate occupancy is available book your viewing today!

property details

type: Condo, Single Family
bedrooms: 2
bathrooms: 1
parking: 0
property tax: $3,452 / yr
strata fee: $740 / mo
strata rules: Pets not Allowed
days on market: 108
MLS®: X13541492

features

Carpet Free
In suite Laundry
Pets not Allowed

monthly cost

$2,225/mo

Mortgage $1,198 · Tax $288 · Strata $740

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing; strata fee from the listing.

estimated payment

$1,198/ monthly

loan $219,920

25-year amortization

down payment20% · $54,98020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 24, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $139,394
cash to close: $54,980; down payment; transfer tax and fees not included
total paid: $359,314

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.