51 Credit Lane

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$998,000

51 Credit Lane

Jefferson, Richmond Hill · MLS® N13739536

553

Townhouse · Single Family · 52 days on market

listed by BILL LIN, BAY STREET GROUP INC.

realtor's description

Impeccably renovated luxury townhome in the prestigious Towns on Bayview at Bayview & 19th. Rarely offered model with a basement - a standout feature in this sought-after community. Ideally located near top-ranked schools, Lake Wilcox, parks, transit, highways, shopping, and dining. Featuring carpet-free flooring throughout, 10' ceilings on the main level, and multiple terraces including a stunning rooftop retreat with unobstructed views of protected greenlands. A ground-floor in-law suite and finished basement with a private bathroom provide exceptional flexibility for guests or multi-generational living. Move-in ready and offering true turnkey living, this refined residence presents a rare opportunity in a prime location.

property details

type: Townhouse, Single Family
bedrooms: 5
bathrooms: 5
parking: 3
property tax: $4,967 / yr
strata fee: $248 / mo
days on market: 52
MLS®: N13739536

features

Carpet Free
Washer
Refrigerator
Dishwasher
Stove
Range

monthly cost

$5,010/mo

Mortgage $4,348 · Tax $414 · Strata $248

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing; strata fee from the listing.

estimated payment

$4,348/ monthly

loan $798,400

25-year amortization

down payment20% · $199,60020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 24, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $506,057
cash to close: $199,600; down payment; transfer tax and fees not included
total paid: $1,304,457

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.