53 6712 Baker Road

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$669,000

53 6712 Baker Road

Delta · MLS® R3175137

322

1,314 sq ft · Townhouse · Single Family · built 1979 · 5 days on market

listed by Sunny Sihota, eXp Realty of Canada Inc.

realtor's description

BEAUTIFULLY UPDATED END UNIT IN A PRIME LOCATION! Featuring modern upgrades throughout, this home offers a sleek kitchen with stainless steel appliances and stone countertops. Both bathrooms have been beautifully updated, including a relaxing soaker tub. Upgraded laminate flooring, new windows, and a sliding patio door bring in abundant natural light. Enjoy a south-facing yard and spacious deck, perfect for outdoor entertaining. Convenient walking distance to schools, shopping, transit, and just minutes from the Gurdwara, this home is perfect for families and individuals alike. Don't miss this opportunity!

property details

type: Townhouse, Single Family
bedrooms: 3
bathrooms: 2
living area: 1,314 sq ft
parking: 2
year built: 1979
property tax: $2,845 / yr
strata fee: $486 / mo ($0.37 / sq ft)
strata rules: Pets Allowed With Restrictions, Rentals Allowed
days on market: 5
MLS®: R3175137

features

Pets Allowed With Restrictions
Rentals Allowed

the market here

listed now: 54 days; median for 77 townhouses for sale; this one 5 days

Townhouses in Delta. Sale prices register 1 to 3 months after a sale closes.

property tax by year

year	assessed	est. tax
2026	$703,000	$2,849
2025	$724,200	$2,712

Estimated tax up 5.1% from 2025 to 2026.

The listing shows $2,845 a year in property tax.

Estimate: the BC Assessment value times Delta's residential tax rate for that year (Province of BC, local government statistics). Leaves out the home owner grant, parcel taxes and utility charges; the city's tax notice is the real figure.

monthly cost

$3,638/mo

Mortgage $2,915 · Tax $237 · Strata $486

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing; strata fee from the listing.

estimated payment

$2,915/ monthly

loan $535,200

25-year amortization

down payment20% · $133,80020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 26, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $339,231
property transfer tax: $11,380; BC general rate
cash to close: $145,180; down + PTT
total paid: $874,431

first-time buyernewly builtforeign national

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer. Transfer tax: 1% to $200k, 2% to $2M, 3% to $3M, 5% above. First-time buyers pay nothing on the first $500k for homes up to $835k (phasing out by $860k); newly built homes are exempt up to $1.1M (phasing out by $1.15M). Both need Canadian citizenship or permanent residence and other conditions; the 20% foreign buyer tax applies in Metro Vancouver, the Fraser Valley, the Capital Region, Central Okanagan and Nanaimo.