540 12 Street S

1 / 14

$234,900

540 12 Street S

London Road, Lethbridge · MLS® A2345147

212

768 sq ft · 3,125 sq ft lot · House · Single Family · built 1908 · 40 days on market

listed by Clint Clarkson, Braemore Management

realtor's description

Check out this cute 2 bedroom 1 bath bungalow, located in the London road area. There has been many updates to the house over the years, including roof, hardwood in living room, kitchen furnace, electrical and more. In the back you will find a large yard with extra parking.

property details

type: House, Single Family
bedrooms: 2
bathrooms: 1
living area: 768 sq ft
lot: 3,125 sq ft
parking: 2
year built: 1908
property tax: $2,153 / yr
days on market: 40
MLS®: A2345147

features

Back lane
PVC window
Refrigerator
Dishwasher
Stove
Microwave

city assessment

$205,000

2026 assessment · market value as of July 1, 2025

Up 6.2% from $193,000 in 2025
Asking price is 15% above the assessment
Lot 291 m² (3,132 sq ft)

roll year	assessed
2026	$205,000
2025	$193,000
2024	$182,000

From City of Lethbridge open data (parcels and assessments), matched to 540 12 ST S. A mass appraisal of market value, not an appraisal of this home; a new build may be assessed before it was finished.

property tax

about $2,153 a year

The 2026 assessment times Lethbridge's 2026 residential rate of 10.50 per $1,000 (municipal and education).

The listing shows $2,153 a year in property tax.

Estimate from Alberta Municipal Affairs mill rates. Leaves out local improvement levies and utilities; the municipality's tax notice is the real figure.

monthly cost

$1,203/mo

Mortgage $1,023 · Tax $179

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$1,023/ monthly

loan $187,920

25-year amortization

down payment20% · $46,98020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 24, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $119,111
land title fees: $525; transfer + mortgage registration; Alberta has no transfer tax
cash to close: $47,505; down + land title fees
total paid: $307,031

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.