55 Elm Street

Springhill · MLS® 202602115

0 sq ft lot · House · Multi-family · 262 days on market

listed by Chris Morash, Coldwell Banker Performance Realty

realtor's description

Duplex near the high school with a steel roof in 2020. New furnace installed in 2026 to go with oil tank in 2020. Main floor unit is a 1 bedroom neat and tidy unit and rents for $1000 utilities included. Upstairs 1 bedroom unit is rented for 1000 with some newer flooring and paint. The property is accessible from both Elm Street and Church Street. Whether starting off or adding to your portfolio there is good value here. Live upstairs and let the tenant help pay the bills!

property details

type: House, Multi-family
lot: 0 sq ft
parking: 0
days on market: 262
MLS®: 202602115

monthly cost

$479/mo

Mortgage $479

20% down at 4.34% fixed (Ratehub.ca), 25 years.

estimated payment

$479/ monthly

loan $87,920

25-year amortization

down payment20% · $21,98020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 24, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $55,727
cash to close: $21,980; down payment; transfer tax and fees not included
total paid: $143,647

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.