5528 Kleanza Drive

Terrace · MLS® R3168126

2.42 acres lot · Land · Vacant Land · 34 days on market

listed by Dawn Monsen, RE/MAX Coast Mountains

realtor's description

ACREAGE!!! Looking for an acreage? This 2.42 acres property is ready for someone to build a home of their dreams. With Singlehurst Creek running through the part of the property, water is easily assessable and has water rights to the creek. Mature trees are found on the lot. This beautiful lot could be something you've been dreaming of.

property details

type: Land, Vacant Land
lot: 2.42 acres
parking: 0
property tax: $243 / yr
days on market: 34
MLS®: R3168126

the market here

listed now: 160 days; median for 34 homes for sale; this one 34 days

Homes in Terrace. Sale prices register 1 to 3 months after a sale closes.

property tax by year

year	assessed	est. tax
2026	$43,100	$351

The listing shows $243 a year in property tax.

Estimate: the BC Assessment value times Terrace's residential tax rate for that year (Province of BC, local government statistics). Leaves out the home owner grant, parcel taxes and utility charges; the city's tax notice is the real figure.

monthly cost

$521/mo

Mortgage $501 · Tax $20

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$501/ monthly

loan $92,000

25-year amortization

down payment20% · $23,00020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 26, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $58,313
property transfer tax: $1,150; BC general rate
cash to close: $24,150; down + PTT
total paid: $150,313

first-time buyernewly built

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer. Transfer tax: 1% to $200k, 2% to $2M, 3% to $3M, 5% above. First-time buyers pay nothing on the first $500k for homes up to $835k (phasing out by $860k); newly built homes are exempt up to $1.1M (phasing out by $1.15M). Both need Canadian citizenship or permanent residence and other conditions; the 20% foreign buyer tax applies in Metro Vancouver, the Fraser Valley, the Capital Region, Central Okanagan and Nanaimo.