56 Andalusian Road

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$449,900

56 Andalusian Road

Heartland, Cochrane · MLS® A2352395

332

1,668 sq ft · 367 m² lot · Townhouse · Single Family · built 2026 · 10 days on market

listed by Michael Melnychuk, Century 21 All Stars Realty Ltd.

realtor's description

1,667 SQ. FT. | 3 BEDROOMS | 2.5 BATHROOMS | BONUS ROOM | 9' MAIN FLOOR CEILINGS | $5,000 BRICK CREDIT! Discover the DEACON-T by Akash Homes, a beautifully designed two-storey offering modern finishes and functional family living! The bright, open-concept main floor features 9' ceilings, a spacious great room, dining area, and stylish kitchen with quartz countertops, a central island, pantry, and ample cabinetry. Enjoy an LED lighting package and quartz countertops throughout! Upstairs offers 3 generous bedrooms, a versatile BONUS ROOM, convenient laundry, and a full 4-piece bathroom. The primary retreat features a walk-in closet and private ensuite. Located in Heartland, close to parks, walking trails, schools, and everyday amenities. PLEASE NOTE PICTURES ARE OF SHOW HOME; ACTUAL HOME, PLANS, FIXTURES & FINISHES MAY VARY AND ARE SUBJECT TO CHANGE WITHOUT NOTICE.

property details

type: Townhouse, Single Family
bedrooms: 3
bathrooms: 3
living area: 1,668 sq ft
lot: 367 m²
parking: 2
year built: 2026
days on market: 10
MLS®: A2352395

features

See remarks
None

property tax

about $2,957 a year

The asking price times Cochrane's 2026 residential rate of 6.57 per $1,000 (municipal and education).

Estimate from Alberta Municipal Affairs mill rates. Leaves out local improvement levies and utilities; the municipality's tax notice is the real figure. Without the city's assessment this uses the asking price, so it's a rough guide.

monthly cost

$1,960/mo

Mortgage $1,960

20% down at 4.34% fixed (Ratehub.ca), 25 years.

estimated payment

$1,960/ monthly

loan $359,920

25-year amortization

down payment20% · $89,98020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 25, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $228,131
land title fees: $910; transfer + mortgage registration; Alberta has no transfer tax
cash to close: $90,890; down + land title fees
total paid: $588,051

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.

if you rented it out

rent: $2,090/mo
after all costs: −$212/mo
cap rate: 4.7%; yearly net rent ÷ price

Rent / moDown payment %Rate %

Costs: mortgage $1,960 · insurance ~$175 · vacancy 3% · upkeep 5%.

Rent is today's market rent for a 3+ bedroom in Calgary: CMHC's average there ($2,118) lowered by what new tenants pay against everyone in the Calgary area. (CMHC Rental Market Survey, October 2025; CMHC Rental Market Report 2025, table 6.0 (rents on units that turned over to a new tenant).) Houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

Alberta has no cap on how much rent can rise, but only one increase a year, with three months' written notice for a monthly tenancy. alberta.ca