5618 5TH Line

Minto, Palmerston · MLS® 40826592

1 sq ft lot · Land · Vacant Land · 172 days on market

listed by AMY HEINMILLER, eXp Realty (Team Branch)

realtor's description

THIS IS YOUR YEAR TO BUILD. A great opportunity to build your dream home on this 0.662 acre country lot, ideally located on a paved road just minutes from both Harriston and Palmerston. With a generous 120 ft x 240 ft footprint, this property gives you flexibility to design a home that suits your lifestyle. The treed rear portion adds a natural backdrop and a touch of privacy to the setting. Enjoy the ease of rural living with the comfort of neighbouring homes and the convenience of nearby towns. Lots like this are becoming increasingly hard to find in such a desirable location. Start planning your next chapter here.

property details

type: Land, Vacant Land
lot: 1 sq ft
parking: 0
property tax: $948 / yr
days on market: 172
MLS®: 40826592

features

Country residential

monthly cost

$1,643/mo

Mortgage $1,564 · Tax $79

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$1,564/ monthly

loan $287,200

25-year amortization

down payment20% · $71,80020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 24, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $182,039
cash to close: $71,800; down payment; transfer tax and fees not included
total paid: $469,239

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.