58 Albert Avenue

Ridgetown, Chatham-Kent · MLS® X13506410

Land · Vacant Land · 116 days on market

listed by MIKE HOWARD, BLUE FOREST REALTY INC.

realtor's description

Build your vision in the welcoming community of Ridgetown! This vacant lot presents an excellent opportunity to create a custom home or investment project in a peaceful small-town setting. Enjoy the convenience of nearby schools, parks, shopping, and everyday amenities, while benefiting from easy access to surrounding communities and major highways. For those seeking additional space or expanded development potential, the adjoining lot is also available for purchase, providing a rare opportunity to secure a larger footprint. Whether you're a builder, investor, or future homeowner, this property offers the flexibility to bring your plans to life. Buyers are encouraged to complete their own due diligence regarding zoning,building permits, permitted uses, lot dimensions, municipal services, and development requirements.

property details

type: Land, Vacant Land
parking: 0
property tax: $116 / yr
days on market: 116
MLS®: X13506410

monthly cost

$815/mo

Mortgage $806 · Tax $10

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$806/ monthly

loan $147,920

25-year amortization

down payment20% · $36,98020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 25, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $93,757
cash to close: $36,980; down payment; transfer tax and fees not included
total paid: $241,677

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.