612 Elgin Street

Laurentian Valley · MLS® X14090282

226

House · Single Family · 7 days on market

listed by Allie Neilson-Sewell, ROYAL LEPAGE TEAM REALTY

realtor's description

Pride of ownership is evident from the moment you walk into 612 Elgin Street! Loved and cared for by its original owner, this all-brick bungalow offers just over 1,200 sq. ft. on the main level! 2 bedrooms, 1.5 bathrooms and a charming sunroom to relax and unwind. The mostly finished basement features a kitchenette and, with some work, offers potential for an in-law setup or mortgage helper! The property also features a spacious detached heated double garage with additional workshop! Set on an approximately 90-by-126-foot lot in Laurentian Valley with no rear neighbour in sight! A well-loved home ready for its next chapter!

property details

type: House, Single Family
bedrooms: 2
bathrooms: 2
parking: 6
property tax: $3,993 / yr
days on market: 7
MLS®: X14090282

features

Irregular lot size

monthly cost

$2,511/mo

Mortgage $2,178 · Tax $333

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$2,178/ monthly

loan $399,920

25-year amortization

down payment20% · $99,98020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 24, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $253,485
cash to close: $99,980; down payment; transfer tax and fees not included
total paid: $653,405

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.