641 Jones Terr

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$799,900

641 Jones Terr

Tillicum, Saanich · MLS® 1053021

314

1,218 sq ft · 8,729 sq ft lot · House · Single Family · built 1953 · 3 days on market

listed by Chris Gill, Rennie & Associates Realty Ltd.

realtor's description

Welcome to this charming and cozy 3-bedroom, 1-bath gem situated on a generous corner lot. Inside, enjoy plenty of bedroom space paired with a bright 4-piece bathroom. The heart of the home is a warm living space anchored by a large window that floods the room with natural light and a classic wood-burning fireplace perfect for crisp evenings. Alongside it, the open-plan kitchen and dining area make everyday meals and entertaining effortless. Step outside to your sunny patio surrounded by garden space, an ideal retreat for morning coffee or outdoor dining. Built on a crawl space foundation, the home also includes a double garage and driveway parking. Offering great character and exceptional outdoor space, this property delivers both a wonderful place to call home and an incredible development opportunity.

property details

type: House, Single Family
bedrooms: 3
bathrooms: 1
living area: 1,218 sq ft
lot: 8,729 sq ft
parking: 4
year built: 1953
property tax: $4,930 / yr
days on market: 3
MLS®: 1053021

features

Central location
Other
Washer
Refrigerator
Range - Electric
Dryer

the market here

sold vs last asking: -3.3%; median, 57 houses sold
listed now: 42 days; median for 283 houses for sale; this one 3 days

Houses in Saanich, registered sales in the last 6 months (BC Assessment) against each home's last asking price on the MLS®. Sale prices register 1 to 3 months after a sale closes.

property tax by year

year	assessed	est. tax
2026	$948,000	$4,930

The listing shows $4,930 a year in property tax.

Estimate: the BC Assessment value times Saanich's residential tax rate for that year (Province of BC, local government statistics). Leaves out the home owner grant, parcel taxes and utility charges; the city's tax notice is the real figure.

monthly cost

$3,931/mo

Mortgage $3,520 · Tax $411

20% down at 4.44% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$3,520/ monthly

loan $639,920

25-year amortization

down payment20% · $159,98020%+ down: no mortgage insuranceinterest rate4.44%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 30, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $416,221
property transfer tax: $13,998; BC general rate
cash to close: $173,978; down + PTT
total paid: $1,056,141

first-time buyernewly builtforeign national

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer. Transfer tax: 1% to $200k, 2% to $2M, 3% to $3M, 5% above. First-time buyers pay nothing on the first $500k for homes up to $835k (phasing out by $860k); newly built homes are exempt up to $1.1M (phasing out by $1.15M). Both need Canadian citizenship or permanent residence and other conditions; the 20% foreign buyer tax applies in Metro Vancouver, the Fraser Valley, the Capital Region, Central Okanagan and Nanaimo.