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654 Cook Road Unit# 128
homes for sale · Kelowna · Lower Mission
654 Cook Road Unit# 128 — photo 1 of 40
1 / 40
$435,000

654 Cook Road Unit# 128

Lower Mission, Kelowna · MLS® 10403661

211

765 sq ft · Condo · Single Family · built 2007 · listed today

listed by TJ Dumonceaux, Royal LePage Kelowna

realtor's description

UPDATED GROUND-LEVEL CONDO WITH EASY ACCESS IN ONE OF KELOWNA’S FEW SHORT-TERM RENTAL-FRIENDLY BUILDINGS! Beautifully updated and perfectly positioned on the quiet side of Playa Del Sol, this 2 bed/ 1 bath ground-level condo offers the ideal combination of comfort, convenience, and resort-style living! Skip the lobby, skip the hallways, enjoy easy & private access for guests through the outdoor patio, just steps from Mission Creek's walking trail, Lakeshore Rd or the secure parking stall that's conveniently located just a short distance away. Inside, the refreshed interior creates a welcoming space to relax, entertain, or enjoy your Okanagan getaway. Playa Del Sol offers an impressive selection of amenities including an outdoor pool, hot tub, BBQ area, sauna, gym, games and party rooms, lounge, and on-site shops. Short-term rentals are permitted in the complex, adding flexibility for owners and investors alike. Located in the heart of Lower Mission, you're within walking distance of Okanagan Lake, the beach, Cook Road Boat Launch, restaurants, shopping, and everyday essentials. Whether you're looking for a full-time residence, vacation retreat, or investment opportunity, this property offers an incredible Okanagan lifestyle. Don't miss your chance to own in one of Kelowna's most desirable locations - Book your private showing today!

similar homes nearby

all units at 654 Cook Rd →

property details

type
Condo, Single Family
bedrooms
2
bathrooms
1
living area
765 sq ft
parking
1
year built
2007
property tax
$2,094 / yr
strata fee
$659 / mo ($0.86 / sq ft)
strata rules
Pets Allowed, Rentals Allowed
days on market
0
MLS®
10403661

features

  • Central island
  • Pets Allowed
  • Rentals Allowed
  • Washer
  • Refrigerator
  • Range - Electric

monthly cost

$2,748/mo
Mortgage $1,914 · Tax $174 · Strata $659

20% down at 4.44% fixed (Ratehub.ca), 25 years; tax from the listing; strata fee from the listing.

estimated payment
$1,914/ monthly
loan $348,000
25-year amortization
total interest
$226,349
property transfer tax
$6,700
BC general rate
cash to close
$93,700
down + PTT
total paid
$574,349
transfer tax

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer. Transfer tax: 1% to $200k, 2% to $2M, 3% to $3M, 5% above. First-time buyers pay nothing on the first $500k for homes up to $835k (phasing out by $860k); newly built homes are exempt up to $1.1M (phasing out by $1.15M). Both need Canadian citizenship or permanent residence and other conditions; the 20% foreign buyer tax applies in Metro Vancouver, the Fraser Valley, the Capital Region, Central Okanagan and Nanaimo.

if you rented it out

rent
$2,400/mo
after all costs
−$575/mo
cap rate
3.7%
yearly net rent ÷ price

Costs: mortgage $1,914 · tax $174 · strata $659 · insurance ~$35 · vacancy 3% · upkeep 5%.

Rent is today's market rent for a 2-bedroom in Kelowna: CMHC's average there ($2,098) raised by what new tenants pay against everyone in the Kelowna area, then down 1.9% with Kelowna's asking rents, 2025 Q4 → 2026 Q2. (CMHC Rental Market Survey, October 2025; CMHC Rental Market Report 2025, table 6.0 (rents on units that turned over to a new tenant); trend: Statistics Canada.) Houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords
  • Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
  • Rent increases are capped once a year at the province's set amount. gov.bc.ca
  • The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
  • Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca

schools

Catchment schools, Central Okanagan School District 23

  • Elementary Casorso Elementaryhomes in this catchment

    800 m away · 3675 Casorso Rd, Kelowna · 250-870-5135

  • Middle Klo Middlehomes in this catchment

    1.7 km away · 3130 Gordon Dr, Kelowna · 250-870-5106

  • Secondary Kelowna Secondaryhomes in this catchment

    2.0 km away · 1079 Raymer Ave, Kelowna · 250-870-5105

From the Central Okanagan School District 23's published catchment maps. A catchment gives priority, not a guaranteed seat, and French immersion and choice programs work differently. The district confirms catchment: check with its school locator.

Keep private notes and ratings on homes you're considering. (email only) and they follow you to every device.

listed by
TJ Dumonceaux
Royal LePage Kelowna
call TJ · 250-826-7917
Powered by: REALTOR.ca
▶ virtual tour

location

Lower Mission, KelownaGoogle Maps ↗

the market here

listed now
66 days
median for 514 condos for sale; this one listed today

Condos in Kelowna. Sale prices register 1 to 3 months after a sale closes.

680 Lequime Road Unit# 401, Kelowna
Condo
$550,000
12% less per sq ft
680 Lequime Road Unit# 401
Lower Mission, Kelowna1 day on market
listed by Stonehaus Realty Corp.
2211,117 sq ft
MLS® 10404757
688 Lequime Road Unit# 203, Kelowna
Condo
$405,000
688 Lequime Road Unit# 203
Lower Mission, Kelowna4 days on market
listed by One Percent Realty Ltd.
22
3090 Burtch Road Unit# 214, Kelowna
Condo
$520,000
17% less per sq ft
3090 Burtch Road Unit# 214
Lower Mission, Kelowna4 days on market
listed by Royal LePage Kelowna
22
3842 Gordon Drive Unit# 135, Kelowna
Condo
$350,000
3842 Gordon Drive Unit# 135
Lower Mission, Kelownalisted today
listed by Royal LePage Kelowna
22
4380 Lakeshore Road Unit# 225, Kelowna
Condo
$559,000
4380 Lakeshore Road Unit# 225
Lower Mission, Kelowna84 days on market
listed by Royal LePage Kelowna
22
3155 Gordon Drive Unit# 304, Kelowna
Townhouse
$355,000
3155 Gordon Drive Unit# 304
Lower Mission, Kelowna94 days on market
listed by Royal LePage Kelowna
22
1
1,210 sq ft
MLS® 10404486
2
1,115 sq ft
MLS® 10404516
1
1,159 sq ft
MLS® 10404608
1
901 sq ft
MLS® 10396122
1
848 sq ft
MLS® 10395932

good to know

  • Wildfire

    The BC Wildfire Service rates Kelowna's wildland urban interface as risk class 1 of 5 (the highest class). Some insurers price for wildfire, and FireSmart BC has a free home assessment guide.

    Source: BC Wildfire Service, WUI risk class and fire perimeters

From public government maps, matched to the listing's map pin. Maps can be out of date or miss a lot line; confirm with the municipality.

location

the building's lot: 17,330 m² (186,538 sq ft) · PID 027-136-370. from ParcelMap BC; property lines are approximate, a survey is the legal boundary.

Lower Mission, KelownaGoogle Maps ↗
Drive times
  • Casorso Elementary2 min
  • Kelowna Secondary4 min
  • Okanagan College4 min
  • Kelowna General Hospital5 min
  • Downtown Kelowna7 min
  • YLW airport21 min
47

Walkability 47/100 · Somewhat walkable: some errands on foot

Within a 10 minute walk: 1 place to eat or drink, 1 cafe, 5 parks and playgrounds, 10 transit stops.

mihom score from OpenStreetMap places, by straight line distance.