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654 Cook Road Unit# 238 Lot# 33
homes for sale · Kelowna · Lower Mission
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$440,000

654 Cook Road Unit# 238 Lot# 33

Lower Mission, Kelowna · MLS® 10402713

111

738 sq ft · Condo · Single Family · built 2007 · 12 days on market

listed by Leanne Weintz, Realty One Real Estate Ltd

realtor's description

Welcome to Playa del Sol Resort, one of Kelowna's premier resort communities in the heart of the highly sought-after Lower Mission. This fully furnished and move-in ready 1-bedroom plus den condo offers the perfect blend of lifestyle, convenience, and investment potential. Ideal as a vacation retreat, full-time residence, or revenue-generating property, this turnkey unit features an open-concept layout with tile flooring throughout the main living areas and carpet in the bedrooms, a spacious primary bedroom, and a versatile den that can be used as a guest room, home office, or additional living space. One of the standout features of this unit is its oversized deck, larger than most in the resort, providing exceptional outdoor living space. Enjoy peaceful views overlooking a creek and lush green space. Enjoy exceptional value with strata fees that include heating, cooling, gas, and electricity. Owners and guests have access to outstanding resort-style amenities, including a seasonal outdoor pool and hot tub, fitness centre, owner's lounge with pool and card tables, and beautifully maintained common areas. Located just steps from Okanagan Lake, Rotary Beach, restaurants, coffee shops, shopping, and recreation, this prime location offers the ultimate Okanagan lifestyle. Whether you're looking for a personal getaway or a flexible investment opportunity, this Playa del Sol condo is a fantastic opportunity to own in one of Kelowna's most desirable resort destinations.

property details

type
Condo, Single Family
bedrooms
1
bathrooms
1
living area
738 sq ft
parking
1
year built
2007
property tax
$2,126 / yr
strata fee
$647 / mo ($0.88 / sq ft)
days on market
12
MLS®
10402713

features

  • Recreational Facilities

monthly cost

$2,742/mo
Mortgage $1,917 · Tax $177 · Strata $647

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing; strata fee from the listing.

estimated payment
$1,917/ monthly
loan $352,000
25-year amortization
total interest
$223,111
property transfer tax
$6,800
BC general rate
cash to close
$94,800
down + PTT
total paid
$575,111
transfer tax

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer. Transfer tax: 1% to $200k, 2% to $2M, 3% to $3M, 5% above. First-time buyers pay nothing on the first $500k for homes up to $835k (phasing out by $860k); newly built homes are exempt up to $1.1M (phasing out by $1.15M). Both need Canadian citizenship or permanent residence and other conditions; the 20% foreign buyer tax applies in Metro Vancouver, the Fraser Valley, the Capital Region, Central Okanagan and Nanaimo.

if you rented it out

rent
$1,640/mo
after all costs
−$1,268/mo
cap rate
1.8%
yearly net rent ÷ price

Costs: mortgage $1,917 · tax $177 · strata $647 · insurance ~$35 · vacancy 3% · upkeep 5%.

Rent is today's market rent for a 1-bedroom in Kelowna: CMHC's average there ($1,597) raised by what new tenants pay against everyone in the Kelowna area, then down 2.1% with Kelowna's asking rents, 2025 Q4 → 2026 Q2. (CMHC Rental Market Survey, October 2025; CMHC Rental Market Report 2025, table 6.0 (rents on units that turned over to a new tenant); trend: Statistics Canada.) Houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords
  • Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
  • Rent increases are capped once a year at the province's set amount. gov.bc.ca
  • The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
  • Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca

location

Lower Mission, KelownaGoogle Maps ↗

schools

Catchment schools, Central Okanagan School District 23

  • Elementary Casorso Elementaryhomes in this catchment

    800 m away · 3675 Casorso Rd, Kelowna · 250-870-5135

  • Middle Klo Middlehomes in this catchment

    1.7 km away · 3130 Gordon Dr, Kelowna · 250-870-5106

  • Secondary Kelowna Secondaryhomes in this catchment

    2.0 km away · 1079 Raymer Ave, Kelowna · 250-870-5105

From the Central Okanagan School District 23's published catchment maps. A catchment gives priority, not a guaranteed seat, and French immersion and choice programs work differently. The district confirms catchment: check with its school locator.

Keep private notes and ratings on homes you're considering. (email only) and they follow you to every device.

listed by
Leanne Weintz
Realty One Real Estate Ltd
call Leanne · 250-864-2242
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similar homes nearby

price check

price per sq ft
$596 vs $594 median for condos in Lower Mission for sale (82)

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

the market here

listed now
66 days
median for 509 condos for sale; this one 12 days

Condos in Kelowna. Sale prices register 1 to 3 months after a sale closes.

property insights

On market 12 days · no price changes so far

On the market 12 days. No price changes recorded since Oct 13, 2026.

  1. Listed for sale
    Oct 12, 2026
    $440,000

Price changes tracked nightly by mihom since October 2026. Sales are registered sales from BC Assessment.

good to know

  • Wildfire

    The BC Wildfire Service rates Kelowna's wildland urban interface as risk class 1 of 5 (the highest class). Some insurers price for wildfire, and FireSmart BC has a free home assessment guide.

    Source: BC Wildfire Service, WUI risk class and fire perimeters

From public government maps, matched to the listing's map pin. Maps can be out of date or miss a lot line; confirm with the municipality.

3300 Lakeshore Road Unit# 804, Kelowna
3300 Lakeshore Road Unit# 804, Kelowna, photo 2
3300 Lakeshore Road Unit# 804, Kelowna, photo 3
3300 Lakeshore Road Unit# 804, Kelowna, photo 4
3300 Lakeshore Road Unit# 804, Kelowna, photo 5
3300 Lakeshore Road Unit# 804, Kelowna, photo 6
3300 Lakeshore Road Unit# 804, Kelowna, photo 7
3300 Lakeshore Road Unit# 804, Kelowna, photo 8
Condo
$564,900
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3300 Lakeshore Road Unit# 804
Lower Mission, Kelownalisted today
listed by MLA Okanagan Realty
221741 sq ft
MLS® 10403548
3731 Casorso Road Unit# 106, Kelowna
3731 Casorso Road Unit# 106, Kelowna, photo 2
3731 Casorso Road Unit# 106, Kelowna, photo 3
3731 Casorso Road Unit# 106, Kelowna, photo 4
3731 Casorso Road Unit# 106, Kelowna, photo 5
3731 Casorso Road Unit# 106, Kelowna, photo 6
3731 Casorso Road Unit# 106, Kelowna, photo 7
3731 Casorso Road Unit# 106, Kelowna, photo 8
Condo
$439,000
11% less per sq ft
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Lower Mission, Kelowna2 days on market
listed by Macdonald Realty
22
3300 Lakeshore Road Unit# 615, Kelowna
3300 Lakeshore Road Unit# 615, Kelowna, photo 2
3300 Lakeshore Road Unit# 615, Kelowna, photo 3
3300 Lakeshore Road Unit# 615, Kelowna, photo 4
3300 Lakeshore Road Unit# 615, Kelowna, photo 5
3300 Lakeshore Road Unit# 615, Kelowna, photo 6
3300 Lakeshore Road Unit# 615, Kelowna, photo 7
3300 Lakeshore Road Unit# 615, Kelowna, photo 8
Condo
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Lower Mission, Kelowna7 days on market
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3300 Lakeshore Road Unit# 410, Kelowna
3300 Lakeshore Road Unit# 410, Kelowna, photo 2
3300 Lakeshore Road Unit# 410, Kelowna, photo 3
3300 Lakeshore Road Unit# 410, Kelowna, photo 4
3300 Lakeshore Road Unit# 410, Kelowna, photo 5
3300 Lakeshore Road Unit# 410, Kelowna, photo 6
3300 Lakeshore Road Unit# 410, Kelowna, photo 7
3300 Lakeshore Road Unit# 410, Kelowna, photo 8
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3283 Casorso Road Unit# 108, Kelowna
3283 Casorso Road Unit# 108, Kelowna, photo 2
3283 Casorso Road Unit# 108, Kelowna, photo 3
3283 Casorso Road Unit# 108, Kelowna, photo 4
3283 Casorso Road Unit# 108, Kelowna, photo 5
3283 Casorso Road Unit# 108, Kelowna, photo 6
3283 Casorso Road Unit# 108, Kelowna, photo 7
3283 Casorso Road Unit# 108, Kelowna, photo 8
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650 Lexington Drive Unit# 212, Kelowna, photo 2
650 Lexington Drive Unit# 212, Kelowna, photo 3
650 Lexington Drive Unit# 212, Kelowna, photo 4
650 Lexington Drive Unit# 212, Kelowna, photo 5
650 Lexington Drive Unit# 212, Kelowna, photo 6
650 Lexington Drive Unit# 212, Kelowna, photo 7
650 Lexington Drive Unit# 212, Kelowna, photo 8
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22
1
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MLS® 10403535
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747 sq ft
MLS® 10403558
1
1,118 sq ft
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location

the building's lot: 17,330 m² (186,538 sq ft) · PID 027-137-082. from ParcelMap BC; property lines are approximate, a survey is the legal boundary.

Lower Mission, KelownaGoogle Maps ↗
Drive times
  • Casorso Elementary2 min
  • Okanagan College4 min
  • Kelowna Secondary5 min
  • Kelowna General Hospital6 min
  • Downtown Kelowna7 min
  • YLW airport21 min
46

Walkability 46/100 · Somewhat walkable: some errands on foot

Within a 10 minute walk: 1 place to eat or drink, 1 cafe, 5 parks and playgrounds, 10 transit stops.

mihom score from OpenStreetMap places, by straight line distance.