6609 45 Avenue

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$299,500

6609 45 Avenue

Westmount, Camrose · MLS® A2346259

313

897 sq ft · 5,060 sq ft lot · House · Single Family · built 1971 · 34 days on market

listed by Russell Witham, Century 21 Leading

realtor's description

Great Starter or Retirement Home! This solid three-bedroom, one-bathroom home is conveniently located close to schools and shopping, making it a great choice for a first-time buyer or those looking for a comfortable retirement home. The home features upgraded kitchen cabinets and hardwood flooring, adding both character and functionality. The basement offers an open canvas, ready for your own development ideas and future potential. Outside, you’ll find an oversized double detached garage that is insulated and boarded, with plenty of room for vehicles, storage, and a workbench. A large storage shed provides even more space for your tools and belongings. A solid home with plenty of potential in a convenient location!

property details

type: House, Single Family
bedrooms: 3
bathrooms: 1
living area: 897 sq ft
lot: 5,060 sq ft
parking: 3
year built: 1971
property tax: $2,700 / yr
days on market: 34
MLS®: A2346259

features

See remarks
Back lane
Level
Refrigerator
Dishwasher
Stove

property tax

about $3,256 a year

The asking price times Camrose's 2026 residential rate of 10.87 per $1,000 (municipal and education).

The listing shows $2,700 a year in property tax.

Estimate from Alberta Municipal Affairs mill rates. Leaves out local improvement levies and utilities; the municipality's tax notice is the real figure. Without the city's assessment this uses the asking price, so it's a rough guide.

monthly cost

$1,530/mo

Mortgage $1,305 · Tax $225

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$1,305/ monthly

loan $239,600

25-year amortization

down payment20% · $59,90020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 25, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $151,868
land title fees: $640; transfer + mortgage registration; Alberta has no transfer tax
cash to close: $60,540; down + land title fees
total paid: $391,468

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.