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7 1027 Belmont Ave
homes for sale · Victoria · Rockland
7 1027 Belmont Ave — photo 1 of 39
1 / 39
$1,250,000

7 1027 Belmont Ave

Rockland, Victoria · MLS® 1052722

332

2,607 sq ft · 3,584 sq ft lot · Townhouse · Single Family · built 1989 · 9 days on market

listed by Karen Scott, RE/MAX Camosun

realtor's description

Enjoy comfortable living and room to grow in this spacious 3-level home in Victoria’s highly sought-after Rockland neighbourhood. Built in 1989, this 4-bedroom, 3-bathroom home offers a versatile layout designed for everyday living, family time and entertaining. The main floor features a primary bedroom, traditional cross-hall living and dining rooms, 9-foot ceilings and crown mouldings. The bright kitchen has an adjoining eating area and patio doors opening to a private patio, creating a lovely connection between indoor and outdoor living. Upstairs, two bedrooms and convenient laundry provide a practical separation of space, while the lower level offers a generous recreation room that could easily serve as a 4th bedroom, home office or guest retreat, along with ample storage. A double garage adds everyday convenience. With its spacious floor plan, there’s room to relax, entertain and adapt the home to suit your lifestyle. Ready for your updating ideas, this is an opportunity to create a home that reflects your own taste and needs. Set among Rockland’s beautiful tree-lined streets, you’re just minutes from Cook Street Village, Oak Bay Village and Downtown Victoria, with shopping, parks and amenities close at hand. A wonderful opportunity to enjoy the space, comfort and convenience of this established neighbourhood.

similar homes nearby

property details

type
Townhouse, Single Family
bedrooms
3
bathrooms
3
living area
2,607 sq ft
lot
3,584 sq ft
parking
2
year built
1989
property tax
$7,593 / yr
strata fee
$1,351 / mo ($0.52 / sq ft)
strata rules
Pets Allowed
days on market
9
MLS®
1052722

buying in a building from 1982 to 2000: what to read first

features

  • Family Oriented
  • Pets Allowed

monthly cost

$7,485/mo
Mortgage $5,501 · Tax $633 · Strata $1,351

20% down at 4.44% fixed (Ratehub.ca), 25 years; tax from the listing; strata fee from the listing.

estimated payment
$5,501/ monthly
loan $1,000,000
25-year amortization
total interest
$650,427
property transfer tax
$23,000
BC general rate
cash to close
$273,000
down + PTT
total paid
$1,650,427
transfer tax

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer. Transfer tax: 1% to $200k, 2% to $2M, 3% to $3M, 5% above. First-time buyers pay nothing on the first $500k for homes up to $835k (phasing out by $860k); newly built homes are exempt up to $1.1M (phasing out by $1.15M). Both need Canadian citizenship or permanent residence and other conditions; the 20% foreign buyer tax applies in Metro Vancouver, the Fraser Valley, the Capital Region, Central Okanagan and Nanaimo.

if you rented it out

rent
$2,190/mo
after all costs
−$5,645/mo
cap rate
-0.1%
yearly net rent ÷ price

Costs: mortgage $5,501 · tax $633 · strata $1,351 · insurance ~$175 · vacancy 3% · upkeep 5%.

Rent is today's market rent for a 2-bedroom in Fort St., Victoria: CMHC's average there ($1,868) raised by what new tenants pay against everyone in the Victoria area, then down 1.9% with Victoria's asking rents, 2025 Q4 → 2026 Q2. (CMHC Rental Market Survey, October 2025; CMHC Rental Market Report 2025, table 6.0 (rents on units that turned over to a new tenant); trend: Statistics Canada.) Houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords
  • Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
  • Rent increases are capped once a year at the province's set amount. gov.bc.ca
  • The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
  • Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca

schools

Catchment schools, Greater Victoria School District 61

  • Elementary Margaret Jenkins Elementaryhomes in this catchment

    1.1 km away · 1824 Fairfield Rd, Victoria · 250-598-5191

  • Middle Monterey Middlehomes in this catchment

    1.9 km away · 851 Monterey Ave, Victoria · 250-598-4589

  • Secondary Oak Bay Highhomes in this catchment

    1.6 km away · 2121 Cadboro Bay Rd, Victoria · 250-598-3361

From the Greater Victoria School District 61's published catchment maps. A catchment gives priority, not a guaranteed seat, and French immersion and choice programs work differently. The district confirms catchment: check with its school locator.

Keep private notes and ratings on homes you're considering. (email only) and they follow you to every device.

listed by
Karen Scott
RE/MAX Camosun
call Karen · 250-661-0922
Powered by: REALTOR.ca
▶ virtual tour

location

Rockland, VictoriaGoogle Maps ↗

property tax by year

yearassessedest. tax
2026$1,339,000$7,573
2025$1,285,000$6,686

Estimated tax up 13.3% from 2025 to 2026.

The listing shows $7,593 a year in property tax.

Estimate: the BC Assessment value times Victoria's residential tax rate for that year (Province of BC, local government statistics). Leaves out the home owner grant, parcel taxes and utility charges; the city's tax notice is the real figure.

development nearby

  • Development permit for 36 homes

    160 m away · 2024 · on hold · 1020 St Charles Street

    The City is considering a Development Permit with Variance application to expand and upgrade the existing seniors residential facility by adding 36 rental residential units to the existing 53-unit facility, which proposes modifying and extending the house immediately to the south and moving all surface parking underground.

Applications filed with the city, active or decided in the last 3 years, measured from the listing's map pin. An application isn't an approval; the city's page has the current details. Source: City of Victoria development tracker.

the market here

listed now
44 days
median for 73 townhouses for sale; this one 9 days

Townhouses in Victoria. Sale prices register 1 to 3 months after a sale closes.

1618 Richardson St, Victoria
House
$1,349,900
1618 Richardson St
Rockland, Victoria64 days on market
listed by Fair Realty
5222,296 sq ft
MLS® 1047844
1258 Rockland Ave, Victoria
House
$1,249,000
6% under assessed
1258 Rockland Ave
Rockland, Victoria49 days on market
listed by Real Broker B.C. Ltd.
42
1277 Revercomb Pl, Victoria
House
$1,399,900
1277 Revercomb Pl
Rockland, Victoria55 days on market
listed by RE/MAX Sabre Realty Group
42
1637 Warren Gdns, Victoria
Land
$1,414,000
1637 Warren Gdns
Rockland, Victoria68 days on market
listed by Sutton Group West Coast Realty
52
33715 Rockland Avenue, Abbotsford
House
$1,149,000
33715 Rockland Avenue
Rockland, Abbotsford69 days on market
listed by eXp Realty of Canada Inc.
44
1232 Richardson St, Victoria
House
$1,349,900
16% under assessed
1232 Richardson St
Rockland, Victoria113 days on market
listed by Royal LePage Coast Capital - Westshore
44
1
1,619 sq ft
MLS® 1048417
1
2,307 sq ft
MLS® 1048696
7
3,172 sq ft
MLS® 1047607
4
1,879 sq ft
MLS® R3157505
4
2,810 sq ft
MLS® 1042634

location

the building's lot: 3,616 m² (38,922 sq ft) · PID 015-674-878. from ParcelMap BC; property lines are approximate, a survey is the legal boundary.

Rockland, VictoriaGoogle Maps ↗
Drive times
  • Royal Jubilee Hospital4 min
  • École Élémentaire Margaret Jenkins Elementary5 min
  • Victoria High5 min
  • Heritage Community College6 min
  • Downtown Victoria7 min
  • YYJ airport34 min
83

Walkability 83/100 · Very walkable: most errands on foot

Within a 10 minute walk: 1 grocery store, 4 places to eat or drink, 1 cafe, 14 parks and playgrounds, 1 school, 1 pharmacy, 28 transit stops.

mihom score from OpenStreetMap places, by straight line distance.