realtor's description

Chartwell rancher! Built in 1993, this 1725sf, 3 bed/2 bath, crawlspace rancher awaits the next chapter with a new beginning just around the corner. Lots of opportunity for sweat equity in this lovely cul de sac location with underground servicing and immaculate neighbours. The traditional floor plan allows for separate spaces, the open kitchen, family room and nook overlook the west facing garden and sunny back patio. The roof is just 5 yrs, the house is nice and bright, and the primary bedroom has a 4pc ensuite, pretty bay window and good sized walk in closet. A great opportunity to jump into the Qualicum Beach market at a sharp price and you get to choose the cosmetic upgrades that appeal to YOU! The bones are here...come and see! Photos include 3 virtually staged photos.

property details

type: House, Single Family
bedrooms: 3
bathrooms: 2
living area: 1,725 sq ft
lot: 7,685 sq ft
parking: 4
year built: 1993
property tax: $4,970 / yr
days on market: 17
MLS®: 1051840

features

Central location
Cul-de-sac
Level lot
Private setting
Other
Marine Oriented

floor plans

found among the listing photos.

the market here

listed now: 60 days; median for 106 houses for sale; this one 17 days

Houses in Qualicum Beach. Sale prices register 1 to 3 months after a sale closes.

property tax by year

year	assessed	est. tax
2026	$747,000	$4,625

The listing shows $4,970 a year in property tax.

Estimate: the BC Assessment value times Qualicum Beach's residential tax rate for that year (Province of BC, local government statistics). Leaves out the home owner grant, parcel taxes and utility charges; the city's tax notice is the real figure.

monthly cost

$3,638/mo

Mortgage $3,224 · Tax $414

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$3,224/ monthly

loan $591,920

25-year amortization

down payment20% · $147,98020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 25, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $375,182
property transfer tax: $12,798; BC general rate
cash to close: $160,778; down + PTT
total paid: $967,102

first-time buyernewly builtforeign national

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer. Transfer tax: 1% to $200k, 2% to $2M, 3% to $3M, 5% above. First-time buyers pay nothing on the first $500k for homes up to $835k (phasing out by $860k); newly built homes are exempt up to $1.1M (phasing out by $1.15M). Both need Canadian citizenship or permanent residence and other conditions; the 20% foreign buyer tax applies in Metro Vancouver, the Fraser Valley, the Capital Region, Central Okanagan and Nanaimo.