7445 Garfield Drive

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

suite rent

$1,780/mo

your cost after the suite

$5,019/mo

vs $6,657 without it

Costs: mortgage $5,990 · tax $491 · insurance ~$175 · vacancy 3% · upkeep 5%.

Suite rent is today's market rent for a 1-bedroom in Delta: CMHC's average there ($1,550) raised by what new tenants pay against everyone in the Vancouver area, then down 1.5% with Vancouver's asking rents, 2025 Q4 → 2026 Q2. (CMHC Rental Market Survey, October 2025; CMHC Rental Market Report 2025, table 6.0 (rents on units that turned over to a new tenant); trend: Statistics Canada.) Houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

Catchment schools, Delta School District 37

• Elementary Chalmers Elementaryhomes in this catchment

  600 m away · 11315 75 Ave, Delta · 604-594-5437

• Secondary Burnsview Secondaryhomes in this catchment

  500 m away · 7658 112 St, Delta · 604-594-0491

From the Delta School District 37's published catchment maps. A catchment gives priority, not a guaranteed seat, and French immersion and choice programs work differently. The district confirms catchment: check with its school locator.