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8 - 1140 Cowan Park Road
homes for sale · Muskoka Lakes · Watt
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$1,095,000

8 - 1140 Cowan Park Road

Watt, Muskoka Lakes · MLS® X13107724

3210

House · Single Family · 169 days on market

listed by TRACY STEWART, Chestnut Park Real Estate

realtor's description

Welcome to your turnkey Muskoka retreat on highly sought-after Three Mile Lake. Completely renovated down to the studs and meticulously upgraded and maintained, this exceptional 4-season waterfront property offers the perfect blend of modern comfort, flexibility, and classic Muskoka charm. Located just minutes from Windermere and only 2 hours from the GTA. Set on a gently sloping, family-friendly lot with 100 feet of pristine northwest-facing frontage and just under 1 acre, enjoy breathtaking sunsets, shallow sand beach and deeper water entry, a waterfront concrete patio, fire pit area, and removable dock. The extensively updated main cottage (2021) features new interior finishes, flooring, windows, sliders, updated electrical, heat pumps, new roof, new exterior siding and a full 22Kw Generac generator for year-round peace of mind. Inside, the bright open-concept layout showcases cathedral ceilings, a wall of windows with spectacular lake views, and walkout to an oversized composite lakeside deck. The kitchen and living area are anchored by a high-efficiency wood stove, while two main-floor bedrooms and an upgraded 4-piece bath complete the space. The fully finished walkout lower level functions as a self-contained 1-bedroom suite with its own kitchen, living/dining area, laundry, modern 3-piece bath, and beautiful lake views (new 2025 windows) that ideal for guests, extended family, or rental income potential. Adding to the versatility are two fully winterized lakeside sleeping cabins, both with AC and heat, plus a separate outdoor shower and compost toilet bunkie. Additional highlights include year-round road access, metal roof, ample parking, and a spacious backyard for entertaining or games for the kids. Offered fully furnished and equipped right down to the kitchenware, this rare package is truly move-in ready. Simply pack your suitcase and start making your unforgettable Muskoka memories this summer!

property details

type
House, Single Family
bedrooms
3
bathrooms
2
parking
10
property tax
$2,100 / yr
days on market
169
MLS®
X13107724

features

  • Sloping
  • Partially cleared
  • Flat site
  • Dry
  • Guest Suite
  • Sump Pump

monthly cost

$4,946/mo
Mortgage $4,771 · Tax $175

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment
$4,771/ monthly
loan $876,000
25-year amortization
total interest
$555,243
cash to close
$219,000
down payment; transfer tax and fees not included
total paid
$1,431,243

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.

location

Watt, Muskoka LakesGoogle Maps ↗

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listed by
TRACY STEWART
Chestnut Park Real Estate
call TRACY · 705-765-6878
Powered by: REALTOR.ca
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location

Watt, Muskoka LakesGoogle Maps ↗
0

Walkability 0/100 · Car needed for most errands

Nothing everyday within a 10 minute walk.

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