81 Florence Avenue

Kitchener · MLS® X13411680

513

1,631 sq ft · House · Multi-family · 140 days on market

listed by NICOLE ANDERSON, iCloud Realty Ltd.

realtor's description

Unique Triplex! Large 3 bedroom unit ($2250 plus gas & hydro) on main floor, Basement Apartment ($2000 utilities included), Spacious 2 bedroom unit ($800 plus hydro) on second floor and cozy bachelor attic unit ($500 plus hydro). Water is paid by Owner. Garage is rented out at $200/month. Serviced By Furnace & baseboard heaters (all but 2 have been updated to newer high efficiency units) Gas water heater under contract, 2 electric water heaters and A/C are owned. Expenses Outlined are Monthly.

property details

type: House, Multi-family
bedrooms: 5
bathrooms: 1
living area: 1,631 sq ft
parking: 3
property tax: $5,766 / yr
days on market: 140
MLS®: X13411680

features

monthly cost

$4,075/mo

Mortgage $3,594 · Tax $481

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$3,594/ monthly

loan $660,000

25-year amortization

down payment20% · $165,00020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 24, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $418,334
cash to close: $165,000; down payment; transfer tax and fees not included
total paid: $1,078,334

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.