81 WILLOW Street

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$799,000

81 WILLOW Street

Uptown Waterloo/North Ward, Waterloo · MLS® 40860943

1,682 sq ft · House · Single Family · built 1910 · 48 days on market

listed by NANCY HYNES, Royal LePage Wolle Realty

realtor's description

Downtown Waterloo Home – A Great Investment Opportunity! Prime downtown Waterloo location! This legal non-conforming duplex offers an excellent opportunity for investors, contractors, and those looking to bring their vision to life. Full of the character and charm of an older home, this property is ready for someone with the experience and resources to complete the renovations and unlock its full potential. With a desirable location close to downtown amenities, shopping, restaurants, transit, schools, and more, this property offers strong potential as a rental investment once the work is completed. Whether you're an experienced investor or a contractor looking for your next project, this is an opportunity to create a valuable income-producing property in a highly sought-after area.

property details

type: House, Single Family
bedrooms: 2
bathrooms: 2
living area: 1,682 sq ft
parking: 0
year built: 1910
property tax: $5,891 / yr
days on market: 48
MLS®: 40860943

monthly cost

$3,972/mo

Mortgage $3,481 · Tax $491

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$3,481/ monthly

loan $639,200

25-year amortization

down payment20% · $159,80020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 24, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $405,150
cash to close: $159,800; down payment; transfer tax and fees not included
total paid: $1,044,350

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.