85 46110 THOMAS ROAD, Vedder Crossing

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$865,000

85 46110 THOMAS ROAD, Vedder Crossing

Chilliwack · MLS® R3170053

2,266 sq ft · 3,875 sq ft lot · House · Single Family · built 2020 · 30 days on market

listed by Sharmain Zylstra, Century 21 Creekside Realty

realtor's description

This beautiful home in Thomas Crossing a 55+ gated complex offers open-concept main floor plan w/ extended kitchen island, pantry, and S/S appliances & gas range. The primary bedroom features a beautiful 4 pc ensuite and spacious w/i closet. Downstairs you will find an additional bedroom, full bath, large rec room and extra storage. The double garage has an EV hook-up and epoxy flooring, w/ double driveway. Outside the extended patio provides an excellent setting for year-round enjoyment enhanced by a glass awning for extra light, electric patio shades, natural gas BBQ hookup, artificial turf and a fully fenced yard. The home is finished with professionally installed Gemstone exterior lighting. Land you own - not leased! Bareland strata fee $171.37/month.

property details

type: House, Single Family
bedrooms: 2
bathrooms: 3
living area: 2,266 sq ft
lot: 3,875 sq ft
parking: 0
year built: 2020
property tax: $4,455 / yr
days on market: 30
MLS®: R3170053

features

Washer
Refrigerator
Dishwasher
Stove
Dryer

the market here

listed now: 56 days; median for 528 houses for sale; this one 30 days

Houses in Chilliwack. Sale prices register 1 to 3 months after a sale closes.

monthly cost

$4,178/mo

Mortgage $3,807 · Tax $371

20% down at 4.44% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$3,807/ monthly

loan $692,000

25-year amortization

down payment20% · $173,00020%+ down: no mortgage insuranceinterest rate4.44%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 28, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $450,095
property transfer tax: $15,300; BC general rate
cash to close: $188,300; down + PTT
total paid: $1,142,095

first-time buyernewly builtforeign national

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer. Transfer tax: 1% to $200k, 2% to $2M, 3% to $3M, 5% above. First-time buyers pay nothing on the first $500k for homes up to $835k (phasing out by $860k); newly built homes are exempt up to $1.1M (phasing out by $1.15M). Both need Canadian citizenship or permanent residence and other conditions; the 20% foreign buyer tax applies in Metro Vancouver, the Fraser Valley, the Capital Region, Central Okanagan and Nanaimo.