mihom
searchexploreopen housesmarket
Saved
mihom

find your home. homes for sale across Canada, with real prices and every neighbourhood in one place.

  • search homes
  • map search
  • browse by area
  • your saved homes
  • homes by city
  • BC housing market
  • what's my home worth?
  • buying an older condo
homes for sale by city
  • Vancouver homes for sale
  • Surrey homes for sale
  • Kelowna homes for sale
  • Richmond homes for sale
  • Burnaby homes for sale
  • Langley homes for sale
  • Coquitlam homes for sale
  • Abbotsford homes for sale
  • Chilliwack homes for sale
  • Kamloops homes for sale
  • North Vancouver homes for sale
  • Maple Ridge homes for sale
  • Prince George homes for sale
  • Nanaimo homes for sale
  • Vernon homes for sale
  • Delta homes for sale
  • West Kelowna homes for sale
  • Victoria homes for sale
  • New Westminster homes for sale
  • Langford homes for sale
  • Mission homes for sale
  • Saanich homes for sale
  • West Vancouver homes for sale
  • Penticton homes for sale
  • Port Coquitlam homes for sale
  • Osoyoos homes for sale
  • White Rock homes for sale
  • Campbell River homes for sale
  • Whistler homes for sale
  • Port Moody homes for sale
popular neighbourhoods
  • Lower Mission, Kelowna
  • Kelowna North, Kelowna
  • Westbank Centre, West Kelowna
  • Kelowna South, Kelowna
  • Main North, Penticton
  • Downtown, Victoria
  • Bear Mountain, Langford
  • Rutland North, Kelowna
  • North Nanaimo, Nanaimo
  • Lakeview Heights, West Kelowna
  • East Duncan, Duncan
  • Lake Country South West, Lake Country
  • Main South, Penticton
  • Springfield/Spall, Kelowna
  • Glenmore, Kelowna
  • Campbell River Central, Campbell River
  • NE Salmon Arm, Salmon Arm
  • Willow Point, Campbell River
  • South Kamloops, Kamloops
  • Brocklehurst, Kamloops
  • Shannon Lake, West Kelowna
  • Okanagan Landing, Vernon
  • City of Vernon, Vernon
  • West Duncan, Duncan
by property type
  • condos in Vancouver
  • houses in Vancouver
  • townhouses in Vancouver
  • houses in Surrey
  • condos in Surrey
  • townhouses in Surrey
  • houses in Kelowna
  • condos in Kelowna
  • townhouses in Kelowna
  • condos in Richmond
  • houses in Richmond
  • townhouses in Richmond
  • condos in Burnaby
  • houses in Burnaby
  • townhouses in Burnaby
by price
  • Vancouver homes under $500K
  • Vancouver homes under $1M
  • Vancouver homes under $2M
  • Vancouver homes over $2M
Alberta
  • all Alberta homes
  • Calgary homes for sale
  • Edmonton homes for sale
  • Lethbridge homes for sale
  • Airdrie homes for sale
  • Red Deer homes for sale
  • Cochrane homes for sale
  • Grande Prairie homes for sale
  • Spruce Grove homes for sale
  • Chestermere homes for sale
  • Leduc homes for sale
  • Rural Rocky View County homes for sale
  • Fort McMurray homes for sale
  • Camrose homes for sale
  • Rural Parkland County homes for sale
  • St. Albert homes for sale
  • Sherwood Park homes for sale
  • Medicine Hat homes for sale
  • Rural Grande Prairie No. 1, County of homes for sale
  • Sylvan Lake homes for sale
  • Fort Saskatchewan homes for sale
Pemberton Holmes Ltd.

mihom.ca is operated by Dan Robbins, REALTOR®, Pemberton Holmes Ltd.

REALTOR®, REALTORS®, and the REALTOR® logo are certification marks that are owned by REALTOR® Canada Inc. and licensed exclusively to The Canadian Real Estate Association (CREA). These certification marks identify real estate professionals who are members of CREA and who must abide by CREA's By-Laws, Rules, and the REALTOR® Code. The MLS® trademark and the MLS® logo are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Listing data via CREA's DDF®. about · terms of use · privacy · © 2026 mihom.

851 Hammer Avenue
homes for sale · Kelowna · Lower Mission
851 Hammer Avenue — photo 1 of 40
851 Hammer Avenue — photo 2 of 40
851 Hammer Avenue — photo 3 of 40
851 Hammer Avenue — photo 4 of 40
851 Hammer Avenue — photo 5 of 40
851 Hammer Avenue — photo 6 of 40
851 Hammer Avenue — photo 7 of 40
851 Hammer Avenue — photo 8 of 40
851 Hammer Avenue — photo 9 of 40
851 Hammer Avenue — photo 10 of 40
851 Hammer Avenue — photo 11 of 40
851 Hammer Avenue — photo 12 of 40
851 Hammer Avenue — photo 13 of 40
851 Hammer Avenue — photo 14 of 40
851 Hammer Avenue — photo 15 of 40
851 Hammer Avenue — photo 16 of 40
851 Hammer Avenue — photo 17 of 40
851 Hammer Avenue — photo 18 of 40
851 Hammer Avenue — photo 19 of 40
851 Hammer Avenue — photo 20 of 40
851 Hammer Avenue — photo 21 of 40
851 Hammer Avenue — photo 22 of 40
851 Hammer Avenue — photo 23 of 40
851 Hammer Avenue — photo 24 of 40
851 Hammer Avenue — photo 25 of 40
851 Hammer Avenue — photo 26 of 40
851 Hammer Avenue — photo 27 of 40
851 Hammer Avenue — photo 28 of 40
851 Hammer Avenue — photo 29 of 40
851 Hammer Avenue — photo 30 of 40
851 Hammer Avenue — photo 31 of 40
851 Hammer Avenue — photo 32 of 40
851 Hammer Avenue — photo 33 of 40
851 Hammer Avenue — photo 34 of 40
851 Hammer Avenue — photo 35 of 40
851 Hammer Avenue — photo 36 of 40
851 Hammer Avenue — photo 37 of 40
851 Hammer Avenue — photo 38 of 40
851 Hammer Avenue — photo 39 of 40
851 Hammer Avenue — photo 40 of 40
1 / 40
$1,049,000

851 Hammer Avenue

Lower Mission, Kelowna · MLS® 10403943

544

3,278 sq ft · 0 sq ft lot · House · Single Family · built 1978 · 4 days on market

listed by Aman Kandola, Macdonald Realty

realtor's description

Welcome to this beautifully renovated 5-bedroom, 4-bathroom home in Kelowna's highly desirable Lower Mission neighbourhood. Offering exceptional flexibility for families, multigenerational living, or additional income potential, this spacious property includes a thoughtfully designed 1-bedroom self-contained suite with its own entrance. The bright main level features an open-concept layout centred around an expansive living and family room that seamlessly connects to a beautiful kitchen complete with a massive island, gas range, and tile backsplash—creating the perfect space for everyday living and effortless entertaining. Step outside to a large deck overlooking the private, beautifully landscaped backyard with plenty of room for gardening, children, and pets. Three bedrooms are located on the upper level, including access to an impressive ensuite bathroom with beautiful tile finishes. A custom-built fort-style bunk bed adds a fun and unique touch that kids will absolutely love. Downstairs, you'll find a fourth bedroom, full bathroom, additional laundry, and the separate 1-bedroom suite featuring a modern kitchen, updated bathroom, tile flooring, and its own appliances. This home offers outstanding versatility in one of Kelowna's most sought-after communities, just minutes from schools, parks, beaches, shopping, and everyday amenities.

similar homes nearby

property details

type
House, Single Family
bedrooms
5
bathrooms
4
living area
3,278 sq ft
lot
0 sq ft
parking
4
year built
1978
property tax
$4,466 / yr
days on market
4
MLS®
10403943

features

  • Level lot
  • Private setting
  • Central island
  • Family Oriented
  • Washer
  • Refrigerator

monthly cost

$4,943/mo
Mortgage $4,570 · Tax $372

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment
$4,570/ monthly
loan $839,200
25-year amortization
total interest
$531,918
property transfer tax
$18,980
BC general rate
cash to close
$228,780
down + PTT
total paid
$1,371,118
transfer tax

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer. Transfer tax: 1% to $200k, 2% to $2M, 3% to $3M, 5% above. First-time buyers pay nothing on the first $500k for homes up to $835k (phasing out by $860k); newly built homes are exempt up to $1.1M (phasing out by $1.15M). Both need Canadian citizenship or permanent residence and other conditions; the 20% foreign buyer tax applies in Metro Vancouver, the Fraser Valley, the Capital Region, Central Okanagan and Nanaimo.

if you rented it out

suite rent
$1,640/mo
your cost after the suite
$3,609/mo
vs $5,118 without it

Costs: mortgage $4,570 · tax $372 · insurance ~$175 · vacancy 3% · upkeep 5%.

Suite rent is today's market rent for a 1-bedroom in Kelowna: CMHC's average there ($1,597) raised by what new tenants pay against everyone in the Kelowna area, then down 2.1% with Kelowna's asking rents, 2025 Q4 → 2026 Q2. (CMHC Rental Market Survey, October 2025; CMHC Rental Market Report 2025, table 6.0 (rents on units that turned over to a new tenant); trend: Statistics Canada.) Houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords
  • Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
  • Rent increases are capped once a year at the province's set amount. gov.bc.ca
  • The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
  • Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca

schools

Catchment schools, Central Okanagan School District 23

  • Elementary Bellevue Creek Elementary (K-2)homes in this catchment

    500 m away · 4574 Raymer Rd, Kelowna · 250-870-5174

  • Middle Canyon Falls Middlehomes in this catchment

    1.1 km away · 1211 Frost Rd, Kelowna · 250-870-5123

  • Secondary Okanagan Mission Secondaryhomes in this catchment

    900 m away · 4544 Gordon Dr, Kelowna · 250-870-5108

From the Central Okanagan School District 23's published catchment maps. A catchment gives priority, not a guaranteed seat, and French immersion and choice programs work differently. The district confirms catchment: check with its school locator.

Keep private notes and ratings on homes you're considering. (email only) and they follow you to every device.

listed by
Aman Kandola
Macdonald Realty
call Aman · 250-575-5434
4methe deep dive
Powered by: REALTOR.ca
▶ virtual tour

location

Lower Mission, KelownaGoogle Maps ↗

property tax by year

yearassessedest. tax
2026$926,000$4,407

The listing shows $4,466 a year in property tax.

Estimate: the BC Assessment value times Kelowna's residential tax rate for that year (Province of BC, local government statistics). Leaves out the home owner grant, parcel taxes and utility charges; the city's tax notice is the real figure.

price check

2026 assessment
$926,000 · asking is +13%
price per sq ft
$320 vs $539 median for houses in Lower Mission for sale (101)

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

property insights

On market 4 days · no price changes so far

On the market 4 days (83 days counting the earlier listing it replaced). Relisted $40,000 below the earlier listing's last ask (-3.7%). No price changes recorded since Oct 21, 2026.

  1. Listed for sale
    Oct 20, 2026
    $1,049,000
  2. Taken off the market unsold · earlier listing
    Oct 19, 2026
    last asked $1,089,000
  3. Listed (MLS® 10396526)
    Jul 31, 2026
    $1,089,000

Price changes tracked nightly by mihom since October 2026. Sales are registered sales from BC Assessment.

the market here

listed now
74 days
median for 889 houses for sale; this one 4 days

Houses in Kelowna. Sale prices register 1 to 3 months after a sale closes.

3389 Lakeshore Road Unit# 315, Kelowna
3389 Lakeshore Road Unit# 315, Kelowna, photo 2
3389 Lakeshore Road Unit# 315, Kelowna, photo 3
3389 Lakeshore Road Unit# 315, Kelowna, photo 4
3389 Lakeshore Road Unit# 315, Kelowna, photo 5
3389 Lakeshore Road Unit# 315, Kelowna, photo 6
3389 Lakeshore Road Unit# 315, Kelowna, photo 7
3389 Lakeshore Road Unit# 315, Kelowna, photo 8
Condo
$974,999
4methe deep dive
3389 Lakeshore Road Unit# 315
Lower Mission, Kelowna36 days on market
listed by Sotheby's International Realty Canada
2211,149 sq ft
MLS® 10401315
3348 Richter Street, Kelowna
3348 Richter Street, Kelowna, photo 2
3348 Richter Street, Kelowna, photo 3
3348 Richter Street, Kelowna, photo 4
3348 Richter Street, Kelowna, photo 5
3348 Richter Street, Kelowna, photo 6
3348 Richter Street, Kelowna, photo 7
3348 Richter Street, Kelowna, photo 8
Townhouse
$1,355,000
4methe deep dive
3348 Richter Street
Lower Mission, Kelowna1 day on market
listed by Royal LePage Kelowna
33
3300 Lakeshore Road Unit# 401, Kelowna
3300 Lakeshore Road Unit# 401, Kelowna, photo 2
3300 Lakeshore Road Unit# 401, Kelowna, photo 3
3300 Lakeshore Road Unit# 401, Kelowna, photo 4
3300 Lakeshore Road Unit# 401, Kelowna, photo 5
3300 Lakeshore Road Unit# 401, Kelowna, photo 6
3300 Lakeshore Road Unit# 401, Kelowna, photo 7
3300 Lakeshore Road Unit# 401, Kelowna, photo 8
Condo
$749,900
4methe deep dive
3300 Lakeshore Road Unit# 401
Lower Mission, Kelownalisted today
listed by MLA Okanagan Realty
22
3300 Lakeshore Road Unit# 503, Kelowna
3300 Lakeshore Road Unit# 503, Kelowna, photo 2
3300 Lakeshore Road Unit# 503, Kelowna, photo 3
3300 Lakeshore Road Unit# 503, Kelowna, photo 4
3300 Lakeshore Road Unit# 503, Kelowna, photo 5
3300 Lakeshore Road Unit# 503, Kelowna, photo 6
3300 Lakeshore Road Unit# 503, Kelowna, photo 7
3300 Lakeshore Road Unit# 503, Kelowna, photo 8
Condo
$854,900
4methe deep dive
3300 Lakeshore Road Unit# 503
Lower Mission, Kelownalisted today
listed by MLA Okanagan Realty
22
3300 Lakeshore Road Unit# 406, Kelowna
3300 Lakeshore Road Unit# 406, Kelowna, photo 2
3300 Lakeshore Road Unit# 406, Kelowna, photo 3
3300 Lakeshore Road Unit# 406, Kelowna, photo 4
3300 Lakeshore Road Unit# 406, Kelowna, photo 5
3300 Lakeshore Road Unit# 406, Kelowna, photo 6
3300 Lakeshore Road Unit# 406, Kelowna, photo 7
3300 Lakeshore Road Unit# 406, Kelowna, photo 8
Condo
$864,900
4methe deep dive
3300 Lakeshore Road Unit# 406
Lower Mission, Kelownalisted today
listed by MLA Okanagan Realty
22
2901 Abbott Street Unit# 103, Kelowna
2901 Abbott Street Unit# 103, Kelowna, photo 2
2901 Abbott Street Unit# 103, Kelowna, photo 3
2901 Abbott Street Unit# 103, Kelowna, photo 4
2901 Abbott Street Unit# 103, Kelowna, photo 5
2901 Abbott Street Unit# 103, Kelowna, photo 6
2901 Abbott Street Unit# 103, Kelowna, photo 7
2901 Abbott Street Unit# 103, Kelowna, photo 8
Condo
$794,500
4methe deep dive
2901 Abbott Street Unit# 103
Lower Mission, Kelowna5 days on market
listed by Coldwell Banker Horizon Realty
22
2
1,635 sq ft
MLS® 10402915
1
1,082 sq ft
MLS® 10403555
1
1,131 sq ft
MLS® 10403561
1
1,115 sq ft
MLS® 10403557
1
1,342 sq ft
MLS® 10403965

good to know

  • Wildfire

    The BC Wildfire Service rates Kelowna's wildland urban interface as risk class 1 of 5 (the highest class). Some insurers price for wildfire, and FireSmart BC has a free home assessment guide.

    Source: BC Wildfire Service, WUI risk class and fire perimeters

From public government maps, matched to the listing's map pin. Maps can be out of date or miss a lot line; confirm with the municipality.

location

lot outline: 840 m² (9,042 sq ft) · PID 001-454-455. from ParcelMap BC; property lines are approximate, a survey is the legal boundary.

Lower Mission, KelownaGoogle Maps ↗
Drive times
  • Okanagan Mission Secondary4 min
  • Bellevue Creek Elementary5 min
  • Okanagan College11 min
  • Kelowna General Hospital13 min
  • Downtown Kelowna15 min
  • YLW airport26 min
24

Walkability 24/100 · Mostly by car

Within a 10 minute walk: 2 parks and playgrounds, 1 school, 8 transit stops.

mihom score from OpenStreetMap places, by straight line distance.